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payplan

245

Comments

  • rayday2
    rayday2 Posts: 3,960 Forumite
    I cna understand you not being happy with payplan but reserrecting a topic from nearly two years ago is not helpful. People on here want to help people currently in trouble not from two years ago circumstances change!

    If you are not happy with Payplan run your own DMP it is very easy espeically if you are already on one.
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Well said. I hope i am wrong but there seems to be anti Payplan thread springing up today. Hope it is not a campaign of some sort

    ym
  • I was just going to post that PayPlan seem to be having it hard today :confused:
  • Kevicho
    Kevicho Posts: 3,216 Forumite
    Overall Payplan and CCCs the 2 charities regarding debt management are the 2 most people here recommend.


    No offense to the poster, who has made 1 post to basically besmirch their reputation, i would take their advice with a pinch of salt, as it is very easy for fee charging DMP companies to send their representatives here to bad mouth the competition.

    I would contact them and rearrange your schedule, you cant pay money you dont have, the courts (if it ever gets that far) will be on your side if you get hassled by companies.

    Sometimes things do go wrong with all companies, but on the whole Payplan and CCCs have been preached about in the almost 2 years ive been a member.

    Good luck and try not to let money get you too down.

    Best Wishes

    Kev
  • Kevicho
    Kevicho Posts: 3,216 Forumite
    shaun wrote: »
    thanks for the replies everyone and the support, its so hard to any light at the end of the tunnel at the moment.


    We've all been there.

    Keep posting here,
    im sure youll find a wealth of knowledge and will start to see more light every day
  • oooh dear, the payplan haters are out in force today (myself included)! hehe

    if Payplan isn't working out then as previously suggested running your own DMP is not difficult, after losing patience with Payplan thats the route I have gone down. As happybunny I was not getting my e-mails responded to or phone calls returned (and that was lucky if I even got through to them - normally in a massive queue!) so decided to sort things on my own.

    Having said that, it seems to work for some people so can't all be bad - must be luck of the draw!
  • madmoney_2
    madmoney_2 Posts: 687 Forumite
    wow was just gonna say, isnt this thread 2 years old lmao! i agree with rayday, payplan is a charity!!! im sure they will sort out the money that has been over paid if you are patient - as has been mentioned they are very overworked so i would let them have a bit of time to respond to you, other than that u could always pay the creditors yourself!
    LBM 29/07/ 07
    TOTAL DEBT: [strike]3300[/strike]1500
    DFD: Aug '08
    :rudolf:Pesky Xmas Savings Challenge: 62/500 No.006 Of Lucys Party Season Challenge 14/09/07: 4.5:mad:/28lbs:xmassmile

    Official DFW Nerd Club No.641
    Proud To Be Dealing With My Debts
  • Totally agree.If payplan are helping whats wrong with that.I have been very lucky with payplan my debts are major and they have helped me and my hubby big time.Yes they are busy on the phone ,but phone them at a different time.
    sorry had to have my say.

    cq
    Proud to be No. 61 in the DMP mutual support group.
  • rayday2
    rayday2 Posts: 3,960 Forumite
    if Payplan isn't working out then as previously suggested running your own DMP is not difficult, after losing patience with Payplan thats the route I have gone down. As happybunny I was not getting my e-mails responded to or phone calls returned (and that was lucky if I even got through to them - normally in a massive queue!) so decided to sort things on my own.

    Having said that, it seems to work for some people so can't all be bad - must be luck of the draw!

    Very true how easy dealing with your own DMP is also quite flexible I can be a bit naughty and chisel away the little ones which is a bit of a morale booster.
  • spud30
    spud30 Posts: 16,872 Forumite
    Is it just a coincidence that the disgruntled Payplan people on this thread have both only joined MSE today I wonder :confused:

    Very odd to resurrect such an old thread.
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
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