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mummy saving for a debt free day!

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  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    yep they do say 6 weeks is a big growth spurt!! so i hope thats the reason and it will settle down soon!! i am happy about the formula as she was having loads!! and now i can save some pennies if she doesnt need it!! :)

    just put all my payments for this mth into my sig and im now over the £5000 paid of - so half way to my target for the yr :j:j - the total is coming down slowly aswell so thats good - but i know the abbey cc needs to be put up a bit as i had to pay the car tax on it as i didnt have enough :mad: but nevermind only a little misshap!! tryingto think i would of added loads to it if i wasnt trying hard.....

    Oh forgot to say - last week i did something that really was not dfw!!! I reversed my car of my drive right into a van :o:o i think the tiredness and the fact Freya was screaming and dd2 was kicking of just distracted me and i didnt look!! :o Never done anything like that before.....its even worse that we have the reverse sensers but i didnt notice them till i was to late!! My car has a broken i in the bumper but not to bad but the van has a dent in its back door!! he took my number etc and said he would call for my details but i havent heard from him or his boss (its a company van!!) but i was on the way to Freyas appointment at the hospital and she got the all clear and doesnt have to go back so thats good. Ohwell that wll be £200 for the insurance we dont have.....
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • BIG WELL DONE ON PAYING OVER £5K!!!!!!!!!:beer:

    You are doing so well mummy!!!!!!

    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    thank you.

    well i have just been to a&e!! dd2 managed to get a toy stuck up her nose!! and i couldnt get it out at all!! all sorted now though and she thought it was great she got to go on te drs bed and the dr made her better.....little terror
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    have had a really lovely weekend. I love it whe its nice and you can get out and about!! dh hasnt worked so been nice to have him around. been to a bbq at my mums on sat, went to a country park and we had a bbq on sunn and today i have been shopping and had my dad around fr dinner an been in the gardenn all afternoon. and dinner was all given to me by my mum as she was going to be able to eat it before it went of - so was free :)

    Had to go shopping for a blind for our bedroom - Freya keeps getting up at 5 ready for the day so i hope its because its light and now the blackout blind will let me have a little longer in bed........we will see.......

    Tomorrow i have the garage picking up my car to get the bumper fixed...one good thing aboutit is we should get a ew bumper and it already had a big scratch in that we wanted to get fixed and now we wont have to pay extra to get that fixed (if that is a little silver lining....)

    This week is half term, so i am looking forward to speding some time with the girls all together...lots of trips to the park etc i think (i just hope it doesnt rain all week....)

    Freya went to bed at about 8 oclock tonight - first time ever!! so i hope she isnt up all night. but it has been nce to have the evening to myself and i have even managed to get some ironing done... but i should really make the most of it and go to bed but i just keep looking on here...
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ha ha ha thats what I do mummy!! " Mmmmmmm Pips asleep I should go to sleep,ooooooh look mummy and Rags have updated their diaries I`ll just take a peek"
    :rotfl::rotfl::rotfl:
    Hope blind works for you x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • I am so glad its not just me that spends spare time on here rather than doing sensible stuff like sleeping!!!!!!:D

    How is the black out blind working??? my 2 seem to be programmed to get up at 6.30am, all due to me needing them up at that time when im working........just need to train them to not get up that early when im off!!!!

    I too am opting for free stuff to do this half term............although the parks near us are out as all the bigger kids are there and ds1 tries to copy them and ends up hurting himself.
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    The blackout blind has helped a bit and also she is going to sleep when or soon after dds are so its nice to get the evenning to myself again (in the nicest way!!) so i can soon start to sort ebay stuff etc, at the moe i am trying to get my house sorted and the ironing pile which is bigger then me!!! but im sooo tired i only get a bit done...


    ok so ow i am £250 more in debt because of my sillyness and bumping my car!! We have had to borrow the excess from mil otherwise we would not have any money for going away!!
    but they really dont mind and love being able to help us out for once (we normally would put it on the cc and forget about it!!but as they are always saying how if we ever need help etc we thought it would be better as its 0% and we will want to make sure we pay it of asap as its dhs mum!!)
    Went shopping on fri with my mum and saw a really lovely bag and was trying my best to not buy it as i knew i shouldnt but then i remembered i had a gift card - so checked how much i had on it and it was more then the bag :):) so managed to treat myself without spending my money!! It is really lovely and got space for a few nappies etc if i am not bringing the whole changing bag out!!
    My best friend has been in Australia for the last yr and she gets back tomorrow!! so i am really looking forward to tomorrow!! we are going round hers for a bit and then dh is taking the girls back to his parents and i will stay for a while!! and have a few glasses of wine - prob go straight to my head........
    I am really starting to think about christmas and getting as many presents/vouchers etc through the yr so that we dont have a mad few mths in nov/dec. I am going to do as many lightspeed points and get amazon vouchers and do as many surveys as i can to get other vouchers! need to get back into them as i havent done any in a while!! Also want to find some presents that have more thought put into them and less money.....
    might go and do some surveys now and get things started again...
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    yay to blackout blind booooooo to ironing pile!!

    Ive got a nice big bag too, its a proper pretty bag but has room for bottles and nappies and other carp associated with babies. If you are wearing a nice outfir you dont want to be carrying the changing bag do you so money well spent in my eyes.

    I got loads of nice ideas for christmas pressies on here last year, Pots of gold are lovely and cheap to do, and hampers are thoughtful and can be done cheaply too. All my rellies loved them and I spent about a half of what I normally would :T Loads of threads on here for crafts for christmas, some things the girls will be able to help you make too x x x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    i did the hampers for my parents and the inlaws last christmas and they loved it! dont know if i should do something simular again or would they not like it again??? ummmm i wonder!! think i might for some of my friends etc... going to have to look up some bits and start thinking!!lol i know its early but if i start thinking now i might get my bum in gear..............

    I think the same about the bag!! if i am going out with the pushchaire etc and just on school run/ toddler group etc then the big bag is fine but if we are going to a bbq - like tomorrow - or out somewhere nice it will be nic to not haveto bring the whole massive thing and just have a nice big handbag.... anyway its lovely and dh nearly went mad at me till i told him it was out of the gift card i had!! ..............is he getting the idea of this debt busting.............no i doubt it!! lol

    Have done lots of surveys tonight :D and also entered some compertions - but i never win so i wont hold my breath!!!
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • smarties84
    smarties84 Posts: 711 Forumite
    ahh that wil be nice mummy seeing ur friend after a whole yr. I hope u have a lovely day x
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