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mummy saving for a debt free day!

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  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Freya is a Beautiful name, welcome to the world Freya.

    I hope the hospital dash was nothing serious and I am sure they will let you off the ticket.
    Shame about the homebirth but better safer than sorry.

    Hope you are resting, love and hugs x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Welcome to baby Freya!!!! that is such a nice name.

    Well done on still feeding her too, i really wanted to keep it up but ds2 way, way too hungary and i couldnt keep up. How has your other 2 dd's taken to freya???
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • smarties84
    smarties84 Posts: 711 Forumite
    Ahh lovely name and i hope she is ok after you having to take her to hossie xx
  • Hiya, just checking in! how are you doing mummy?? got into the swing of 3 kiddiewinks yet???

    love rags
    xxxxxxxxx
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    wel i havent been on here in a while! but new mth so thought i better get sorted and get back to all this dfw!!! We have been really bad since Freya turned up so need to start trying to clear these debts again!!

    Pay day today and we hav been paid more then i thought we would (dh did over time last weekend wich has helped cover it!) We have to buy some car tax (£210 - how bloody much!!!!) which im not sure if we will be able to afford or not need to work it out tonight and then buy it as its due today!!

    We had a letter saying our parking ticket (which we got when we rushed to hospital and didnt pay and display) has been changed to just a warning and the fine has been removed due to the situation. So thats good and saves us £40!!

    We have had sooo many take aways etc things mth so need to get back to meal planning etc. But with Freyas eratic feeding (non stop feeding! !) ) sometimes dinner is hard!!

    Mucked up big time on the amazon sales as i didnt lok for a while then when i did i have sold two books but it has been ages and i havent sent them....oppps....

    Got a few bts from a table top sale today my friend was selling things and so got a few baby grows, loads of muslims (we need them as freya is being sick so much aswell!!!) and one of the avent thermal bags which keep the bottles hot/cold all for £3 so a bargain!!

    She is waking for a feed now so better go..
    i will be on more often and will try and catch up on some diaries soon
    xx

    Oh and rags being a mummy to three is lovely if not a bit mad!! :)
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    So im here agan trying to ge back intothe swing of things. have had a lovely weekend, DH worked on sat so we got a extra £300 which is going to help lots :) then went to the inlaws for the night last night so didnt spend a fortune on taking the kids out somewhere.
    We have booked a holiday to center parcs in June so i need to save save save. My dad has asked us to go with him and he has paid for the accomodation etc so its not going to cost us to much just the spending money...Couldnt turn down the opertunity to a free holiday :)
    Went shopping with the MIL yesterday and she got the girls a couple of bits from next which was lovely of her and i also managed to get a few bits from M&S sale - got a top for dd2 and also got a top and leggins set and 4 other tops for dd3 (wierd writing that :) ) all for £10 so thought that was good, and they now have a few bits for the summer.
    Need to do a good few thing so thought i would put a list on here so i can see what needs doing (and wont lose it!!)
    * Buy the car tax on line!!!!!! (its late and dont want a fine!!)
    * Make appointment to register Freya
    * Sort out Child tax credits
    * Sort out Family allounace (think these both need to be done after i have birth cert!)
    Im sure ill think of more important things to add but cant at the moe....but also want to do a list to aim for tomorrow
    * do atleast one load of washing
    * Wash up
    * Do some ironing
    * See the Helth Visitor
    * Go to the Doctors (again!!)
    * Sort out a Tesco delivery (look for some money of code first....)
    * Get a few bits to keep us going till tesco delivery.
    think ill leave my list at that and see how i get on....
    Still havent had time to catch up on the diaries - will try and have a look now (after doing the car tax) if i get a chance before Freya wakes as she is due a feed soon.
    x
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    have just got the car tax - was £215 instead of the £210 on my reminder so was a little more but as its soooo much anyway it wont make to much of a differnce - i think my car is to big and why it costs sooo much................oneof my list.
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Hey mummy, welcome back to dfw land!!

    How can they charge you more tax than what was on your reminder????? :mad:

    ooh and well done for paying off £4k!!!!!!! (just noticed it in your sig) how long has that taken you to do???
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    Hi rags I have been keeping the total since dec!! so not to bad - but my min payments are sooo high!!

    I have been bad and spent more money!! need a kick to get back into everything!!! I had (see had to!!lol ok wanted) to get a electric breastpump (pumping more then feeding now as i like to keep a eye on what she eats...) also needed a new monitor as ours i broken (teach me for not checking it when was pregnant!! so i have ordered these but did have a 10%code and did it through quidco!!! so tried to be a little money wise!! lol

    still havent srted out registering Freya!! total keep forgetting about it!! i must book appointment as i tink its meant to be done by weeks!! also want to get the money sorted have thought with any money i get back dated i can keep it by for the holiday spending money...also dh is ding some more overtime over the next few weekends so i hope we can get some from that....

    Hope we get the monitor soon as i want to start getting Freya to bed earlier but dont want to at the moe as we wonbe able to hear her!! She is fast aseep in her chaire at the moe and i always feel like i dont want to wake her up when i want to go to bed. bless her. hpe fully i will then start going to bed earlier!! and wont be so tired and can concentrate on money an meal plans etc some more....
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Welcome back mummy!!
    Glad its all going well for you.
    Well done on still breastfeeding. I have loads of unopened disposable breastpads if you would like them. PM me your address and I will pop them in the post to you x x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
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