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mummy saving for a debt free day!

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  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    thanks pee - lets hope i stick to it! I hate not knowing what to cook and having to chose - as it normally ends up a take away at the weekends :rolleyes:

    Note toself - never go shopping with all three girls!!! It was a nightmare, Freya was crying most of the time as she was tired, then the two dds were arguing and winging all the way round!! About everything like what t get who puts it in the trolley and because i wouldnt get them sweets, biscuits etc etc etc..................Arrrrr and to top it of i spent FAR to much money :eek::eek: but i did get lots for my money so hope next week will be less...... just means i have spent the extra i wanted to pay of the cc. :mad:

    Not looking forward to next mth as we need two new tyres (prob cost a fortune) new brake pads, a MOT and what ever that shows up!!! so its looking like a tight mth - im glad dh boss didnt pay him his overtime now as we did without it and he hasnt done any this mth so will need the bit extra!! Def going to have to start putting some away for the mot etc....

    On a good note i have finaly filled in the form for family alowance!! so should get it back dated from when freya was born.

    off to do my scratch card etc....
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    well my dh doesnt understand this dfw!!! he has lovely intentions though as he came home from work tonight with flowers, chocolates and a bottle of wine!! all because everytime he talked to me either freya or dd2 was crying (dont like the heat bless them) and all he was grated with was 'you have been spending money!!' opps.... but he did bloody buy it on the cc and he has had it all week!! so who knows wat else he has brought :mad::mad: it is now safely back in my purse!!!

    Well i have stuck to my meal plan, had a nice chilli tonight and also some left so its going to be poped in the freezer for another night, also have the sausages out (Yes sausages!!! :) ) out for tomorrow!!

    have done all my normal daily things - bingoport is on 7702 so should be able to redeem tomorrow :) first £5 amazon to save for christmas!! :D:D and had another lightspeed one but still not at the total as it was only a little one......

    its been a lovely day today, managed to get loads of washing done which s good (but has only added to my ironing pile :mad:)

    speak soon xx
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    oh i have just read that the disney store have got there summer sale on tomorrow!! i need a bday present for dd1 party she has on fri so might pop over and see if there is any bargains for dd1s birthday which is in sept and even things to keep for xmas!! going to have to dig out the cc statement so i no whats going out this mth and what i have left to spend :):)
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j

  • its been a lovely day today, managed to get loads of washing done which s good (but has only added to my ironing pile :mad:)

    Same here, although mine is no longer a pile, more of a mountain!!!!!!
    Still, its all smells loverly and fresh and cant beat the smell when i do finally get round to ironing!
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    mine is a mountain awell!! - sorted in into some boxes to keep it tidy atleastand it fills (overflows!) two boxes:eek: think i better get some done tonight.........

    I have had to cancel my card! and now i cant use my online banking - so have no idea whats goingon............ lucky i checked it this morning so know its ok today - will have to ring if i want to check balance again and they said it can take up to 10 days for the new one to come...........i hope it doesnt take that long!!!! atleast i cant spend any money :)
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    well i have looked at my credit report online - but i dont know whats good or not............ so no better of!! lol

    have no idea to find out how either shrug.gif:confused::confused:
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    opps the meal plan has gone out of the window!! I have just ordered a curry!!! So bad - but i am sooo tired!! I guess thats what happens when you stay up till 5.30am!!! :eek: far to old for that!! My best friend (the one who is back from Australia for a bit) came round.

    Did well with the rest of the week and had what i had planned (must remember to get a chicken out tonight!!) apart from last nigth i only made a spag bol instead of lasagna - so can have that next week i guess.....will do a new plan for next week...

    Dh worked today so will get some ovetime in for next mth

    xx
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    have just had to change my sig to up it!! I dont like doing that - but it has happened and i just have to deal with it!!! its the car tax, excess on car, house insurance and also i had to get a few bits for freya on it - like a cot matress etc!!! not good but ill try my best to get it back down again over the next few mths!! I want it cleared!! but not sure how long that will take.......

    want to sort my soa out for the next mth so i know where we stand - i hate this part of the mth where you ae stuck not being able to do anything!! We dont hve the payment for the sofa and also the house insurance - so about £100 less a mth so should be able to use that and also any overtime - but it all depends on how much the car is going to cost....

    anyway i am of to do some surveys and bingoport etc..... got to start sorting out this xmas money.....I will not add to the debt at christmas.....
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Needs must hun, and you have added to it for NEEDS not WANTS. The way you have been tackling your debts im sure you will have it down again in no time.

    Hope your feeling better now, its heart wrenching when you cant stay up till the wee hours and function the next day..............................sign of growing up!!!!!:mad:
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    i have just redeemed my first £5 amazon voucher from bingopoints!! :D dont know how long it will take to get to my inbox but i hope its on its way :):) added to my saving for christmas so now i have:

    * £14 tesco stamps
    * £10 Co-op
    * £5 Amazon
    * £5 debenhams
    * £7 Next
    * Savings £2 (saving any £2 coins i get but havent been getting many since i started :) )

    Found the next and debenhams ones so thought i would save them for christmas time - but might use the next ones on the kids when they next need more clothes....not to sure yet.....

    so on to a little bit towards christmas :D
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
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