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Another Debt Free Diary :)

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Comments

  • Ok no plans for today and brought lunch so think I can finally make another NSD - 2 cheques have come out so far so will update my signature again :)

    Going free Gym class tonight - have cancelled my Gym membership (finally at end of 12 months!)
    Debt Free since 2012
    Current Savings £1,400
    Current Mortgage £143,398.27
  • God am killing after Boxing Class night - but free at least! Another NSD today, not got much to add as I'm away Thursday - Tuesday won't be doing any extra shifts, so it's a bit of a countdown to pay day on the 25th at the moment! At least next month money will be going to my parents as well as my PDL's! My parents have said I don't need to pay them extra September and October pay day, but I want to try and give something at least in October!

    Today is another NSD and now the birthdays are all out of the way I'm back to saying NO to going out and YES to weekend working :)
    Debt Free since 2012
    Current Savings £1,400
    Current Mortgage £143,398.27
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    i'm counting down to payday as well, it's the 28th, and i have my OH's birthday before then, and i haven't a clue what to get him and no money to spend anyway.
  • It seems a long way off doesn't it! I have £20ish to last me! OH's are always so hard to buy.. I have no suggestions!!
    Debt Free since 2012
    Current Savings £1,400
    Current Mortgage £143,398.27
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    he won't give me suggestions either! men! lol
    I've got a forecasted minus £20 at the moment till month end, so have to make up the shortfall somehow.
  • eek! I hate this time of the month... if only I'd been more vigilant with those NSD's this is when you really realise every penny can count!! Hopefully I might get paid on Wednesday from extra shifts ??
    Debt Free since 2012
    Current Savings £1,400
    Current Mortgage £143,398.27
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    it is a horrible time of the month isn't it!
    i'm hoping i may get a good win on the scratch cards this week (not likely but you never know) and i can then transfer that across.
  • 2 days until pay day then. I'm feeling quietly good about this next one, think I'll be finally back on track! Orange bill should be at near enough zero due to overpayment last month, Gym membership has been cancelled. I have more money to be paid for work and hopefully more work to come, I'm having one more month off paying my parents but feel now everything is much more in grasp, it's much easier to say no to things and be back in the right frame of mind. When everything is a bit of a mess I think it's easy to just think, oh well it's a mess either way an extra £20 spent isn't going to make that much difference.

    Ok back to today - not a NSD as need to get milk and things after weekend in Wales - (only spent £20 all weekend I was away though, owe £25 for petrol but that's not too bad for 5 days) after today next two days are NSDs, really am looking forward to payday now!!
    Debt Free since 2012
    Current Savings £1,400
    Current Mortgage £143,398.27
  • Oh yes! Just printed off Hovis Voucher and milk voucher.. that's what I needed so will pick up for FREE at lunch time :)
    Debt Free since 2012
    Current Savings £1,400
    Current Mortgage £143,398.27
  • Haha - yey! All sounds good and like you're well and truly back on track - well done only spending £20 in Wales, I can't do that even when I spend a weekends at home not really doing anything!

    Payday can't come round quick enough - mine is the 26th so I still have another 2 weekends to go, nightmare!
    Weightloss: 14.5/65lb
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