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January 2006 - PMS Challenge

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January 2006 PMS Challenge

I'm not going to copy out the full instructions this month; however for any 'newbies' the full instructions can be found by clicking this link:-
For the January PMS Challenge I'm going to link to some past threads in Old Style which may be useful/food for thought when striving to see how you can accomplish *any* possible savings having just had the expense of Christmas to contend with!
(some timely winter tips are included)
If lured by the temptation of the "Sales" - you might want to consider setting up a gift cupboard/box/hideyhole and may find this link helpful.


Wishing you all a happy (and prosperous ;) ) New Year!
:wave:
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PMS Pot: £57.53 Pigsback Pot: £23.00
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Comments

  • cheers queenie, will be starting this in earnest on the 1st!
    November NSD's - 7
  • kscour
    kscour Posts: 665 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    me too! I've alot of "me" things to obtain via my savings!
  • aliasojo
    aliasojo Posts: 23,053 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    There was me thinking this was a thread advising on how to remain in a good mood all month. ;)


    ( :o Sorry Queenie......I'll leave quietly......)
    Herman - MP for all! :)
  • Glad
    Glad Posts: 18,927 Senior Ambassador
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    aliasojo wrote:
    There was me thinking this was a thread advising on how to remain in a good mood all month. ;)


    ( :o Sorry Queenie......I'll leave quietly......)

    I always think that too icon10.gif

    was just going to get daughter to read it icon12.gif


    Thanks for the links Queenie, a new year is the ideal time to really get into the spirit of OS, icon7.gif
    I am a Senior Forum Ambassador and I support the Forum Team on the Wales, Small Biz MoneySaving, In My Home (includes DIY) MoneySaving, and Old style MoneySaving boards. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
  • My My we are early its only the 26th!!!!
    All my views are just that and do not constitute legal advice in any way, shape or form.£2.00 savers club - £20.00 saved and banked (got a £2.00 pig and not counted the rest)Joined Store Cupboard Challenge]
  • Glad
    Glad Posts: 18,927 Senior Ambassador
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    I think it's the perfect time to post,
    we can all plan a little, especially new people to the challenge icon7.gif
    I am a Senior Forum Ambassador and I support the Forum Team on the Wales, Small Biz MoneySaving, In My Home (includes DIY) MoneySaving, and Old style MoneySaving boards. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
  • Queenie
    Queenie Posts: 8,793 Forumite
    My My we are early its only the 26th!!!!

    :rudolf: Merry Christmas Jazzy - thank you for your insightful, constructive and most helpful comment.

    Yup, I can understand why you might think so ... however, the PMS Challenge (Pin Money Savings) usually begins *before* the 25th of each month (depending on people's monthly salary date) so, in actual fact, I was late in posting it :o (Thought it was kinder to the regular PMS'ers to wait until *after* Christmas Day but in time for the sales ;) )

    Then again, we have other regular PMS'ers who don't/won't start the challenge until the 1st of each month (or thereabouts).

    Sorry if it "threw" you a bit, jazzyjustlaw; didn't want to let the regulars down or discourage any 'newbies' to the challenge by beginning it after they've wiped out their budget on any sales.

    Ho hum - can't please everyone all the time - aim to please some of the people *some* of the time.

    I'll go an find the bucket to sink my head into now - you're comments came at such a prophetic moment ;) I thank you!
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    PMS Pot: £57.53 Pigsback Pot: £23.00
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
  • kiwichick
    kiwichick Posts: 1,857 Forumite
    Part of the Furniture Combo Breaker
    Am aiming for £25 this month. I have set myself VERY clear guidelines on what is actual and what is virtual as last month I got a bit over enthusiastic and out EVERYTHING into actual :doh: This time is if it for something I would not normally buy it goes into virtual. Most of the treats for xmas end up in this one if they were BOGOF etc. Fingers x'd for target.
    WW Start Weight 18/04/12 = 19st 11lbs
    Weight today = 17st 6.5lbs
    Loss to date 32.5lbs!!!
  • Sorry I think it just threw me as its Christmas. I realised after posting was going mad! Hope I didnt cause offence.

    I am grateful to you Queenie for all your posts. I am a keen observer.

    Have a happy new year.
    All my views are just that and do not constitute legal advice in any way, shape or form.£2.00 savers club - £20.00 saved and banked (got a £2.00 pig and not counted the rest)Joined Store Cupboard Challenge]
  • I think I'd better 'come out' and declare myself. I'v been doing this for a couple of months on the quiet and been quite surprised how much I've saved. So here goes - I'm aiming for a about £20 for January.
    Books - the original virtual reality.
    Tilly Tidying:
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