Anyone *NOT* got their Icesave/FSCS email?

[Deleted User]

my contact e mail details were on the front page after I logged into icesave last week but what worries me, is that they were in capital letters. I think we will be last on the list but I am not worried as it will happen

Stormy

Mine was also in capitals Kittie, but I dont think that will be the problem. At least I hope not!

Malski

I got mine last night, not sure how they are doing it, if its in alphabetical order, value or what. Wait for the second one now.

Stormy

Malski wrote: »

I got mine last night, not sure how they are doing it, if its in alphabetical order, value or what. Wait for the second one now.

Ahh right, you seem to be the first person I know who got one last night in that case Malski. It seemed many more went out on the first night?

nsdlil

I don't believe the 'random' sequencing , perhaps it's number of transactions in last few months ?

[Deleted User]

malski, does it say at what time it was sent?

Malski

kittie wrote: »

malski, does it say at what time it was sent?

I'd have to check tonight when I get home as external email accounts are blocked where I work.

Stormy

Still no sign, I suppose the FSCS want us to ring on Monday morning *groan* thats going to be fun if they have forgotten to email loads of Icesavers!

NonGeographicalMan

It will have been blocked by your ISP's spam filtering service or placed in your spam filtering folder as the FSCS used a bunch of mass emailing amateurs in Northumberland called www.hearfrom.com to send out this email. If you don't have the spam folder access enabled with your ISP's email service you may need to enable it.

It is quite disgraceful the FSCS has not also sent this communication by post and used a bunch of amateurs to send out this vital email. Their next communication saying you can withdraw your funds only gives you a month to act but is being sent out over several weeks. If you don't act within a month of getting that email the account becomes frozen again and you have to go through a long manual paper based process to get your money back that could take months.

Meanwhile the lovely FSCS is paying no interest at all (not even a National Savings account rate) after October 7th,:mad:

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Original Message

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From: - Thu Nov 06 01:09:44 2008
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Envelope-to: [EMAIL="xxxx&#64;xxxxxx.com"]xxxx@xxxxxx.com[/EMAIL]
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FSCS Managed Payout for Icesave Customers [FONT=Helvetica,Arial,sans-serif] If you have difficulty viewing this newsletter please click here. Dear Icesave account holder

Icesave accounts with the London branch of Landsbanki Islands hf

This email has been sent to you because records available to us indicate that you hold an account with Icesave. If you do not hold such an account, please contact us by email at [EMAIL="enquiries&#64;fscs.org.uk"]enquiries@fscs.org.uk[/EMAIL]

The Financial Services Compensation Scheme (FSCS) is pleased to confirm the arrangements by which account holders with Icesave will be paid compensation. This will be done through a streamlined electronic process using the bank account that was nominated by you for the purpose of receiving funds from your Icesave account.

Icesave was operated by the UK branch of Landsbanki Islands hf, an Icelandic bank, which stopped doing business on 7 October 2008 and, for the purpose of claims to the FSCS, was declared to be in default on 8 October 2008. Depositors with Icesave are protected for the first part of their loss by the Icelandic Depositors’ and Investors’ Guarantee Fund (DIGF) and for the next part of their loss (up to £50,000) by the FSCS. On 8 October 2008, the Chancellor of the Exchequer confirmed that all depositors with Icesave would be paid their deposits in full, including what they are entitled to from the DIGF and the FSCS and any amounts above the maximum compensation payable by the FSCS.

This communication sets out the basis on which compensation will be paid to you. The full payment will be arranged by the FSCS, although HM Treasury (HMT) will in the first instance fund amounts to which depositors are entitled from the DIGF and, if applicable, amounts above the current FSCS limit of £50,000. Depositors will be paid without needing to submit a separate application either to HMT or the DIGF.

We will be using the existing Icesave website to pay compensation. You may notice that the website looks a bit different. This is because we have removed some of the images on the website to improve its performance during the electronic payment process. The website will be unavailable this week whilst we develop it to pay compensation. Please also be aware that the log on process will be the same as usual and although you will be asked to confirm your nominated account details you will not be asked to provide these details.

As noted above, compensation will be paid into your nominated account (that is the linked account you nominated for your account with Icesave). Although instructions received via the Icesave website on or before 7 October 2008 to change the details of that nominated account will be processed, no further changes will be possible if you wish to receive payment in this way. This is for your security.

We are aware that some customers will not be able to take part in the electronic payment process for a variety of reasons, such as not having a nominated account set up, or where notification has already been given to Icesave that the account holder is deceased. We have tried to identify these account holders and will begin sending out application forms to them from mid-November 2008 onwards. If you fall into this category, you do not need to take any further action at this time. The non-electronic process will be slower (we aim to complete this process as far as possible within 6 weeks of receipt of a completed application form), but you will receive the same amount of compensation no matter which process you use (unless you hold a fixed rate savings account and opt to await payment until the end of the term).

The Icesave systems were not designed to pay all deposits at once. The electronic payment process will be phased to manage the demands on the systems and in the interests of security. Over the next three to four weeks, depositors will be sent a further email inviting them to initiate the payment process. These emails will be phased and sent in batches. Once you have received this invitation email, please log in and follow the instructions on the Icesave website as soon as possible after receiving your invitation email. If you do not receive this second email by 4 December, please contact Icesave’s Customer Services Helpline on 0845 605 8050.

This electronic payment process will operate on the following basis:

1. You will need to log on and access your account as usual. The same security measures will apply, including your User ID, unique password and memorable information. You will be guided through a process where you will be asked to confirm the balance of your Icesave account, and then make your application for compensation. This process will take a short while to complete, and you should be paid your compensation within five working days of completing the application.
2. For instant access account holders, you will be able to be paid into your selected nominated account. You will be paid the principal sum and interest accrued up to and including 7 October 2008.
3. For ISA holders, the same process will apply as for instant access account holders. An ISA certificate will follow by post to allow you to reinvest that sum in an ISA with another provider. The money you held in your ISA will not lose its tax-free status if you reinvest by 5 April 2009. You should receive your ISA certificate within 2 weeks of claiming compensation using the electronic process and you will have to give this certificate to your new ISA provider when you open your ISA with them. You should ask for an ISA transfer form from your new ISA provider.
4. For fixed rate savings account holders, Icesave offered a range of accounts which are not repayable in full before their maturity (in some cases for up to three years). If you wish, you will be able to use the same electronic payment process to be paid the principal sum plus interest on that sum up to and including 7 October 2008. In other words, you do not have to wait until the end of the fixed term to have your money back. As above, payment will be made to your selected nominated account. On the other hand, if you prefer to wait until the end of the fixed term, and receive interest which would have been due at maturity, the electronic process option is not available to you. However, you should still log on to the website and tick the appropriate box to confirm that this is your wish. At that time, we will be notified that you wish to wait until the end of the fixed term and we will then send you an application form to complete and return to the FSCS. As described above, this process will be slower, although we aim to complete this process so far as possible within 6 weeks of receipt of a completed application form, with payment following the maturity date of the account. You should also be aware that if you hold a fixed rate savings account that pays interest on a monthly, quarterly, or annual basis, and you decide to hold that account until maturity, you will not be paid any interest prior to maturity.
5. If the account you hold with Icesave is a joint account, the invitation email will be sent to the first named account holder, in accordance with the account terms and conditions. This will enable your joint savings to be paid to the first named account holder. As described above, electronic payment will be made to your selected nominated account. If you do not wish payment to be made in accordance with the account terms and conditions, you will need to inform the FSCS and we will send you a paper-based application form to complete.
   
   When you access the Icesave website to proceed with the payment process, you will be asked to confirm your identity and the details of your selected nominated account. In addition, before the payment can be made, you will be asked to confirm that you accept the payment in satisfaction of your claim for compensation against the FSCS, and to confirm the transfer of your claims against the DIGF, Landsbanki Islands hf or any other party in connection with your Icesave account to the FSCS. This will enable the FSCS to seek to recover the cost of paying compensation to you from the DIGF, Landsbanki Islands hf or any other relevant party.
   
   We hope that this communication has explained what to expect. Please now wait for the next email which will invite you to seek payment of compensation. You do not need to do anything more until you receive your next email.
   
   We believe this electronic payment process best meets the needs of the vast majority of Icesave account holders by offering a relatively quick payment mechanism and avoiding the inconvenience of completing paper application forms and awaiting payment by cheque.
   
   If you have any questions, please contact FSCS’s Customer Helpline on 0845 7300 131 (Icesave enquiries only). If you have any queries regarding the online operation of your Icesave account, please contact Icesave’s Customer Services Helpline on 0845 605 6050.
   
   Yours faithfully
   
   FSCS
   
   [FONT=Helvetica,Arial,sans-serif]This e-mail and the information it contains may be privileged and/or confidential. It is for the intended addressee(s) only. The unauthorised
   use, disclosure or copying of this e-mail, or any information it contains, is prohibited and could, in certain circumstances, be a criminal offence. If you are not an intended recipient, please notify us immediately.
   
   The Financial Services Compensation Scheme Limited
   7th Floor
   Lloyds Chambers
   1 Portsoken Street
   London E1 8BN
   Registered in England & Wales No. 3943048
   
   Switchboard: 020 7892 7300[/FONT]

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Stormy

Its not been blocked by my ISP, I can login to my ISP spam controls via a control panel online and check my quarentine, it is empty. Also thunderbird has not junked it locally.