📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pap attempts to live on part time wage for a year...

Options
1151618202153

Comments

  • Sf ~ How are you these days, dont see you around often now :D Managed to save cal for one pancake, dont like them much so that helped :D
    Beanie ~ Love it! Dont use it that often but I knew I wouldnt. Still love it though, its fantastic for bbc iplayer in bed :rotfl:
  • Afternoon all, thought I would pop in and say hello :rotfl: I have been naughty and havent ebayed, didnt pay the last £80 that my brother gave me off his argos and basically been a right old grinch :rotfl: I am having problems again with the 'demons' and I now seem to have this awful fear when I go out or somewhere new :rolleyes: Oh well nothing is ever straight forward with pap is it :rotfl: So this is where I am finacially and my soa for the 15th

    Debts ~ Laptop 0% till 31st July ~ £247.81

    Soa ~
    £180.00 ~ Rent
    £30.00 ~ Mum
    £13.00 ~ House ins
    £60.00 ~ Internet
    £11.50 ~ Line rental
    £20.00 ~ Locked saver
    £22.00 ~ Bus ticket
    £90.00 ~ Holiday saves
    £10.00 ~ WLR
    £22.90 ~ SU club
    £20.00 ~ ‘me’ money
    £6.00 ~ Crop

    Total = £485.40
    Income approx ~ £500
    Leaves ~ £14.60

    So thats me :rotfl: Hope everyone is great :D
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    PAP~Im sorry that things are tough for you at the mo :(
    Have you spoken to someone about this at all?
    PLease take lots of care :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    Hiya PAP, just read your first post and wanted to wish you good luck with your PT Job and I hope it all goes well. Lenny x
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    Oh and have now just read your Last Post. Thats not a lot of money left over but you have some cushion in your holiday and me funds at least.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Beanie, No, dont trust anyone now, not even the one doctor I did. Life is just tough eh :rolleyes:

    Lenny, Thanks looks that way but if I had a choice I wouldnt be going on holiday at all but I cant upset my mum and 'waste' the money I spent on it.

    At least next month I wont have to pay out the internet, 'mum' and holiday saves so thats £180 that can be saved/payed off the debt :j Going to serioulsy turbolist ready to go on ebay on Sunday though, even if I have to use so of my what would be holiday saves to send the parcels I may get some pennys :)
  • Evening all, thought I would update. So money in money out :rotfl: I cancelled my wlr subscription so I have £35.68 for the month. Thats £5 each week, plus postage and I need some fabric interfacing for a project I am working on (thats only £4 anyways). Other than that I am just ploding along :rotfl:

    Take care all
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Always nice to hear from you PAP, hope you're okay :)
    No longer using this account for new posts from 2013
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    ^^^^What Gemmzie says :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Other than that I am just plodding along :rotfl:

    Just like the rest of us, then. :rotfl: :rotfl:

    Take care, PaP. :):)
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.