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Pap attempts to live on part time wage for a year...

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  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Try it with £100 pm to start.
    When you get first bill you will then have a rough idea if this is enough.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hi all, fighting the demons again :rolleyes: hence why I havent been online. However alls good :j Today is payday so below is all my 'stuff' :D

    I have sold quite a bit online so I have £72.83 in my paypal account however I do need some material for a swap so will spend around £15 for that but I will have at least £50 to transfer next week. This will go towards my holiday savings.

    My internet is a bit awful just now. I had to ring bt this week, basically unlike last time this account has two seperate bills, one each month for £18 for line rental and then one every three months for my internet at £60. The £60 is due next month which will be covered from what I payed this month as extra to argos. I think I will have to start putting away the extra £20 a month (that I would have been paying if my bill was all in one every month) into my spare savings account to cover this, starting march/april.

    The su club I dont think is running as it was supposed to start this month but have heard nothing. Thats fine though as that will just go into my savings/laptop over payment each month.

    So thats me for another month :j

    Hope everyone is well :D

    Income ~ £313.02

    £17.00 ~ Internet
    £13.00 ~ House ins
    £20.00 ~ Bus ticket
    £10.00 ~ WLR
    £20.00 ~ SU club
    £40.00 ~ ‘me’ money
    £180.00 ~ Argos £40 laptop payment plus £60 overpayment and £80 from my little brother

    Total ~ £300.00
    Left ~ £13.02

    Already payed ~
    £20.00 ~ Locked saver
    £180 ~ Rent
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Hi PaP - Good to see you back. :T :T

    Hope you are well now - a tight budget this month, but you seem to have everything covered.

    Good Luck. :beer:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    its nice to hear from you! and as usual, you've got everything sorted :D xx
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Ditto the others above :)
    No longer using this account for new posts from 2013
  • Thanks all, I can do a tight budget so thats not phasing me just now :D
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wondered where you had been hiding!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • hi all, thought I would update on my money stuffs. Have £44.29 in my account and £38.95 going out the remainder of this month. That leaves £5.34 thats going into my christmas savings. I have lent mum £10 so will get that back on Friday and I have £5.30 in cash. And thats the end of my month :rotfl: Next month my out goings are £456.00 and I should be able to cover that. I am also planning to sell some things on ebay to get around £80 for an extra laptop payment :j

    Hope everyone else is ok :D
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    looks good to me! :) hope you're alright - you having pancakes for tea? :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good to see u hun:)
    You still liking your laptop then?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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