2009 MF Wannabe's

Sunny_Donny

Hi All
£10 overpayment for Janaury.
have spoken to Abbey as I got my reduced mortgage payment information through. They have reduced it to £350 per month. Have asked if they can increase it to £390 as that is what I was paying before which would be automatic £40 overpayment per month - they are confirming in writing so hopefully should be sorted for February. have updated signature and they will let me know the new end date of mortgage too.

zavarony

SmileyG wrote: »

Hello everyone:hello:

I am finally on the "Overpayment train":j

Just checked my current account and the first £250 payment has departed. Its not yet showing against the outstanding mortgage balance, but I want to feel good so I'm claiming it anyway! :beer:

Zav, I will pm you with the details

SmileyG

Thanks for PM - I've updated the first thread
Well done for making the first payment
Zav

jollybabe

zavarony wrote: »

Well done Jolly - did you get that lovely warm feeling knowing you had OP'd... its a bit addictive so be careful:D Dont forget to let me have a total at the end of the month - or whenever you hae made your final payment during the month:rotfl:

Zav

Yes, it was a great feeling... just to think i'd saved some interest gave me that readybrek glow!!!!

I'm already trying to figure out if I'll have anything spare at the end of the month to put in a bit more. I also have a mortgage moo which is due to be opened in April, so I'm going to feed her a bit more!

Will send you the pm closer to the end (in the hope that I pay a bit more off!)

:T

jackiegibbo

another £75 overpayment today:D

Overthetop

My target for 2009 is to get my mortgage down below 10K
I have made my overpayment for Jan of £942 mortgage now stands at 14,854...which is wonderful

Good luck to all in 2009 in reaching your targets

zavarony

Hi all,

Ive updated all totals sent so far this month and we have already paid off a staggering £23,549 and its only the 16th Jan!!!!!

WOW way to go us - lets keep going for that cool £1 million

Keep up the good work everyone
xx

katiegizmo

i've just set up so i can view my mortgage online... it was quite horrific seeing that great big - figure against my name!! has made me more determined to clear it though!!

annoyingly i tried to make a little overpayment to round it down but as i dont carry my card reader around with me looks like i'll only be able to do that from home... and as i've just moved house the pc is not yet set up! now theres a job for the weekend!

Little_Miss_Saver

zavarony wrote: »

Hi all,

Ive updated all totals sent so far this month and we have already paid off a staggering £23,549 and its only the 16th Jan!!!!!

WOW way to go us - lets keep going for that cool £1 million

Keep up the good work everyone
xx

OMG, that's a fantastic achievement!! Well Done Everyone :T :T

LMS xx

moneysavingwannabe

Hi,

We have mortgage of £53,610.76 overpaid by 1217.52 last year so would like to overpay a little more but still have a small amount of extension and wedding debt to pay off!!

Is still slightly depressing looking at the fact that we paid £6150 throughout the year and only 3134.67 came off the amount after interest!!

Oh well good luck everyone will ponder my target a little more :money:
Maybe to get it below £50,000 would be good??

zavarony

Just been playing around with some figures since Yorkshire Bank still hasn't called me to confirm my minimum :eek: its been a week now....

So I know its only a rough figure but playing with the calculators it looks like my payment should be around £530 per month so my OP's at the minute are £470 plus the £50 that I am putting into the ISA :j

so my OP for January is £570 I am so excited :rotfl:I think I will change my target to £5000 to account for it and give me something to push a bit harder for, I suppose I have to take advantage of the low interest rates dont I!!