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2009 MF Wannabe's

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  • No 48 reporting
    thanks a lot for this thread cos I'd normally lose count lol
    it seems that I managed to overpay over twice as much as I though I'd be able to so great news.
    I stopped overpaying and put all the rest of my money to ISA as my deal is coming to an end and from 5.6% I'm going onto a flexible one with C&G 2.5% !!! Hurray! my money will be working better on 2.5%
    So I've already set up an overpayment of 180 a month and will add extra whenever I can:-)
    Good luck everyone
  • Final report from 251!

    Sorry I've not updated this thread very much through the year but I have read and kept up with all the great things going on.

    My final o/p went out yesturday so I reached my target of £1,200 for 2009 :beer::j

    Huge thanks to Zavarony for keeping everything up to date :T
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Last overpayment for Number 20 reporting in

    I have sent my December overpayment of £650 which brings my total for the year to £5174 slightly short of my £6480 target but still managed 80% of my initial goal.

    I'm happy with that:D

    I have signed up for the Mfi3 take 2 challenge so would like to wish you all the very best for 2010.
    But these things take time, I know that I'm, the most inept that ever stepped.
  • Moniker
    Moniker Posts: 626 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Will be making my final £500 OP for the year tomorrow - a few days early as DH's salary has already gone into the bank! Will update balance when it shows up online in a couple of days, but total OPs for the year are £6000 -on target.

    thanks for all your inspiration folk. have a great Christmas and a happy, healthy and wealthy new year. See you in the 2010 thread!

    Moniker
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    edited 19 December 2009 at 11:45AM
    Hi all, number 81 checking in with my last OP of the year.

    I've made an OP of £557.71 which takes my total OP's for the year to 78% of target. In addition I have reduced the overall total by £8068.28 in 2009.

    Thanks for all the support everyone and to Zav for looking after us all

    Best wishes for 2010
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • End of year report from #242.

    I achieved my target of £6000 for 2009:T

    I've already signed up for the 2010 challenge.

    MERRY CHRISTMAS TO YOU ALL:rudolf:
    I wanna be Mortgage Free by February 2013
  • Number 288 and a final report from me for the year.


    December overpayment was £141.44 which is fantastic compared to my poor overpayments in the past few months,

    My 2009 overpayment is £19,091.71.

    I originally set myself a conservative target of £2000 but we cashed in an ISA for £17k, so i managed to beat my target which i am happy about. I've joined MFi3 and the 2010 challenge so i am hoping to see lots of familiar faces posting and encouraging me on.

    A big thanks from me Zav. You have been great this year. Much appreciated. :beer:

    Happy Christmas to all, and may the new year bring us all a better set of circumstances to help us with our goals.

    Michelle x
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well folks, last update from me before heading over to the next lot of challenges :eek:.

    Target £15,000 off main mortgage
    Achieved £15,814.24
    Exceeded by 5.4% :T

    Thanks Zav for all your hard work :kisses3:Well done to everyone else, can't wait to see final totals :j.

    Right, 2010 & MFiTT2 here I come, onwards & downwards :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Hi all

    Well have done my final tot up for the year. My target was £3000 and to get my mortgage under £200,000 :eek: As of today it's £197,061 so :T

    My overpayments have totaled £4070 although the extra £1k is pretty much from money that we've 'saved' when the interest rate went down. I've now sorted out a DD so that this money keeps going into our mortgage rather than down the drain.

    I am planning to get a good grip on the finances in the new year again - feel like I let things slide a bit. So heading off to make a commitment on the 2010 thread :)

    Thanks everyone for keeping us all on track and here's to eventually being MF rather than MFW
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    hey all i havnt forgotten just been uni busy ....have managed to pay off the £2000 this year and have added a wee extra sneeky 250 so 2250 for me will pm zav and let him know
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