We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
We're aware that some users are currently experiencing errors on the Forum. Our tech team is working to resolve the issue. Thanks for your patience.

2009 MF Wannabe's

1154155157159160

Comments

  • No 48 reporting
    thanks a lot for this thread cos I'd normally lose count lol
    it seems that I managed to overpay over twice as much as I though I'd be able to so great news.
    I stopped overpaying and put all the rest of my money to ISA as my deal is coming to an end and from 5.6% I'm going onto a flexible one with C&G 2.5% !!! Hurray! my money will be working better on 2.5%
    So I've already set up an overpayment of 180 a month and will add extra whenever I can:-)
    Good luck everyone
  • Final report from 251!

    Sorry I've not updated this thread very much through the year but I have read and kept up with all the great things going on.

    My final o/p went out yesturday so I reached my target of £1,200 for 2009 :beer::j

    Huge thanks to Zavarony for keeping everything up to date :T
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Last overpayment for Number 20 reporting in

    I have sent my December overpayment of £650 which brings my total for the year to £5174 slightly short of my £6480 target but still managed 80% of my initial goal.

    I'm happy with that:D

    I have signed up for the Mfi3 take 2 challenge so would like to wish you all the very best for 2010.
    But these things take time, I know that I'm, the most inept that ever stepped.
  • Moniker
    Moniker Posts: 626 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Will be making my final £500 OP for the year tomorrow - a few days early as DH's salary has already gone into the bank! Will update balance when it shows up online in a couple of days, but total OPs for the year are £6000 -on target.

    thanks for all your inspiration folk. have a great Christmas and a happy, healthy and wealthy new year. See you in the 2010 thread!

    Moniker
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    edited 19 December 2009 at 11:45AM
    Hi all, number 81 checking in with my last OP of the year.

    I've made an OP of £557.71 which takes my total OP's for the year to 78% of target. In addition I have reduced the overall total by £8068.28 in 2009.

    Thanks for all the support everyone and to Zav for looking after us all

    Best wishes for 2010
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • End of year report from #242.

    I achieved my target of £6000 for 2009:T

    I've already signed up for the 2010 challenge.

    MERRY CHRISTMAS TO YOU ALL:rudolf:
    I wanna be Mortgage Free by February 2013
  • Number 288 and a final report from me for the year.


    December overpayment was £141.44 which is fantastic compared to my poor overpayments in the past few months,

    My 2009 overpayment is £19,091.71.

    I originally set myself a conservative target of £2000 but we cashed in an ISA for £17k, so i managed to beat my target which i am happy about. I've joined MFi3 and the 2010 challenge so i am hoping to see lots of familiar faces posting and encouraging me on.

    A big thanks from me Zav. You have been great this year. Much appreciated. :beer:

    Happy Christmas to all, and may the new year bring us all a better set of circumstances to help us with our goals.

    Michelle x
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well folks, last update from me before heading over to the next lot of challenges :eek:.

    Target £15,000 off main mortgage
    Achieved £15,814.24
    Exceeded by 5.4% :T

    Thanks Zav for all your hard work :kisses3:Well done to everyone else, can't wait to see final totals :j.

    Right, 2010 & MFiTT2 here I come, onwards & downwards :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Hi all

    Well have done my final tot up for the year. My target was £3000 and to get my mortgage under £200,000 :eek: As of today it's £197,061 so :T

    My overpayments have totaled £4070 although the extra £1k is pretty much from money that we've 'saved' when the interest rate went down. I've now sorted out a DD so that this money keeps going into our mortgage rather than down the drain.

    I am planning to get a good grip on the finances in the new year again - feel like I let things slide a bit. So heading off to make a commitment on the 2010 thread :)

    Thanks everyone for keeping us all on track and here's to eventually being MF rather than MFW
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    hey all i havnt forgotten just been uni busy ....have managed to pay off the £2000 this year and have added a wee extra sneeky 250 so 2250 for me will pm zav and let him know
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.