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2009 MF Wannabe's
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No 48 reporting
thanks a lot for this thread cos I'd normally lose count lol
it seems that I managed to overpay over twice as much as I though I'd be able to so great news.
I stopped overpaying and put all the rest of my money to ISA as my deal is coming to an end and from 5.6% I'm going onto a flexible one with C&G 2.5% !!! Hurray! my money will be working better on 2.5%
So I've already set up an overpayment of 180 a month and will add extra whenever I can:-)
Good luck everyone0 -
Final report from 251!
Sorry I've not updated this thread very much through the year but I have read and kept up with all the great things going on.
My final o/p went out yesturday so I reached my target of £1,200 for 2009 :beer::j
Huge thanks to Zavarony for keeping everything up to date :T0 -
Last overpayment for Number 20 reporting in
I have sent my December overpayment of £650 which brings my total for the year to £5174 slightly short of my £6480 target but still managed 80% of my initial goal.
I'm happy with that:D
I have signed up for the Mfi3 take 2 challenge so would like to wish you all the very best for 2010.But these things take time, I know that I'm, the most inept that ever stepped.0 -
Will be making my final £500 OP for the year tomorrow - a few days early as DH's salary has already gone into the bank! Will update balance when it shows up online in a couple of days, but total OPs for the year are £6000 -on target.
thanks for all your inspiration folk. have a great Christmas and a happy, healthy and wealthy new year. See you in the 2010 thread!
Moniker0 -
Hi all, number 81 checking in with my last OP of the year.
I've made an OP of £557.71 which takes my total OP's for the year to 78% of target. In addition I have reduced the overall total by £8068.28 in 2009.
Thanks for all the support everyone and to Zav for looking after us all
Best wishes for 2010MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
Original Mortgage o/s £187,643 / £71,904 (-115,739)
Repay o/s £92,661 / now £55,900 (-36,761)
Int Only o/s £94,982, now £16,004 (-78,978)
Total daily interest £1 [a) £0.77 b)£0.23
Total OP's:2018 target £TBC YTD £1,9950 -
End of year report from #242.
I achieved my target of £6000 for 2009:T
I've already signed up for the 2010 challenge.
MERRY CHRISTMAS TO YOU ALL:rudolf:I wanna be Mortgage Free by February 20130 -
Number 288 and a final report from me for the year.
December overpayment was £141.44 which is fantastic compared to my poor overpayments in the past few months,
My 2009 overpayment is £19,091.71.
I originally set myself a conservative target of £2000 but we cashed in an ISA for £17k, so i managed to beat my target which i am happy about. I've joined MFi3 and the 2010 challenge so i am hoping to see lots of familiar faces posting and encouraging me on.
A big thanks from me Zav. You have been great this year. Much appreciated. :beer:
Happy Christmas to all, and may the new year bring us all a better set of circumstances to help us with our goals.
Michelle x0 -
Well folks, last update from me before heading over to the next lot of challenges :eek:.
Target £15,000 off main mortgage
Achieved £15,814.24
Exceeded by 5.4% :T
Thanks Zav for all your hard work :kisses3:Well done to everyone else, can't wait to see final totals :j.
Right, 2010 & MFiTT2 here I come, onwards & downwardsA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Hi all
Well have done my final tot up for the year. My target was £3000 and to get my mortgage under £200,000 :eek: As of today it's £197,061 so :T
My overpayments have totaled £4070 although the extra £1k is pretty much from money that we've 'saved' when the interest rate went down. I've now sorted out a DD so that this money keeps going into our mortgage rather than down the drain.
I am planning to get a good grip on the finances in the new year again - feel like I let things slide a bit. So heading off to make a commitment on the 2010 thread
Thanks everyone for keeping us all on track and here's to eventually being MF rather than MFW0 -
hey all i havnt forgotten just been uni busy ....have managed to pay off the £2000 this year and have added a wee extra sneeky 250 so 2250 for me will pm zav and let him know0
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