Halifax Guaranteed Saver Reward

lipidicman

noh wrote: »

Yes mine also said NIL for interest rate for a couple of days. I too opened without depositing from a Halifax account and was unable to make an online transfer to it from any another Halifax account for the same period of time.
However I was able to fund it very shortly after opening using a faster payments transfer from my First Direct current account.

This is of interest as I still do not have the ability to pay in in the Halifax online service. It is just not in the drop down menu although it now shows 4.5% and does not say 'enquiry only service' anymore. I'm planning on making an interbank faster payments so this has given me some reassurance. Anyone else have experience in this area?

miller

lipidicman wrote: »

This is of interest as I still do not have the ability to pay in in the Halifax online service. It is just not in the drop down menu although it now shows 4.5% and does not say 'enquiry only service' anymore.

If I have understood correctly and you're referring to the "Quick Transfer" box at the top, I had the same issue. I phoned them and apparently because the account only allows 4 withdrawals it does not appear. Make of that what you will, but if you want to transfer from, say, a Halifax High Interest Current Account the transfer has to be added manually.

noh

lipidicman wrote: »

This is of interest as I still do not have the ability to pay in in the Halifax online service. It is just not in the drop down menu although it now shows 4.5% and does not say 'enquiry only service' anymore. I'm planning on making an interbank faster payments so this has given me some reassurance. Anyone else have experience in this area?

To verify faster payments just send a small amount first as a test.
My fp test transfer showed up immediately in the Halifax Guaranteed Saver.

Nigel

lipidicman

miller wrote: »

but if you want to transfer from, say, a Halifax High Interest Current Account the transfer has to be added manually.

So from the current account you set up a transfer and enter the sort code and account number (or roll number) as you would if you wanted to transfer to a friend's Halifax current account?

noh

lipidicman wrote: »

So from the current account you set up a transfer and enter the sort code and account number (or roll number) as you would if you wanted to transfer to a friend's Halifax current account?

Yes that is what I have done.

Nigel

miller

lipidicman wrote: »

So from the current account you set up a transfer and enter the sort code and account number (or roll number) as you would if you wanted to transfer to a friend's Halifax current account?

Yes, they said using the roll number would be better and it would "probably go through as an internal transfer" but the next page would confirm the date.

Mr_K

I can't be bothered with the 6% account. Opening a current account and shifting £1k about every month is too much hassle. I've opened the Web Saver Reward (fixed 5%) which doesn't require any of this. Applied yesterday (funds transferred from HSBC in seconds, first time I've experienced Fast Payments, v. impressed !). Account open today and showing 5% interest. Could be a very valuable account in 6 months time.

miller

Has anyone received their cashcard for the GSR yet? Its been almost 2 weeks since I opened mine. I hope it hasn't gone walkies with the PIN.

lipidicman

Mr_K wrote: »

I can't be bothered with the 6% account. Opening a current account and shifting £1k about every month is too much hassle. I've opened the Web Saver Reward (fixed 5%) which doesn't require any of this.

The 1k deposit can be achieved with a couple of standing orders

lipidicman

lipidicman wrote: »

So from the current account you set up a transfer and enter the sort code and account number (or roll number) as you would if you wanted to transfer to a friend's Halifax current account?

Well the transfer was instant, but I had to go through the whole automated phone security check rigmarole! Quick enough though