Sports Insurance Disussion

Savvy_Sue

One of those situations where a broker is a good idea, although I wouldn't argue with any of matty's suggestions either. Also if your club is a member of a larger body, can they advise?

Bottom line is that insurance is going up and up these days. But another thought is to check your current cover carefully. We took over ownership of our work building (had been renting it) last year, and for some reason asked for half a million cover for rebuilding! When the renewal came through for the whole year, it was vastly increased. I double checked everything, including estimated rebuilding costs, and managed to get the premium down by several hundred. So check your cover is enough, but not too much IYSWIM.

savvy

I did a bit of googling for you stevene1;

This;

this,

and this from the English Cricket Club website

When renewing our insurance for the rowing club, we rang around other rowing clubs for price guides and recomendations, have you thought of doing that with other clubs in your leagues?

sweetsoul

Hi there

My partner has been asked to do some football coaching by lots of parents in the school holidays (children aged 5-7). Having come round to the idea he's asked our local school if we can use their pitch and they have agreed providing he has some sort of public liability insurance or the like. At this stage he's not actually setting up a club, merely coaching on an ad-hoc basis. Has anyone any advice as to who can provide this cover and a rough guess as to what it will cost. The parents have already said they'd cover his expenses but we want to ensure that we try to keep this as low as possible.
Any advice would be appreciated.

Mark7799

Try the Amateur Sports Association (01424 215999) or Mann Broadbent Insurance Brokers https://www.mannbroadbent.co.uk . It may also be appropriate for your partner to get CRB checked if he hasn't done so already.

Savvy_Sue

Agree with Mark about the CRB check ... also First Aid qualification! Will he always have at least one other adult in attendance as well?

Does the Football Association have any schemes?

sweetsoul

Thanks guys

Am looking into if he needs to be CRB checked and he does have a first aid qualification. Have called our local FA and their schemes to be tailored for when you start up or are running a team, and are naturally more expensive.

Will give the people that Mark7799 suggested a call. I didn't think it would be this difficult to do a few little training sessions!

topdollar

read through all the guides and have checked the prices and find that the best companies are:

insureandgo.com
insurefor.com
https://www.24drtravel.com

how comprehensive are the annual policies including winter sport for coverage compared to specialist ski insurance?
I have been previously been buying insureandgo annual policies and have been presuming it will give me good cover when i go skiing. is this ok?

thanks

Smag

Looking for a comprehensive golf insurance to cover clubs and equipment and personal/public liability for any wayward shots !

Found http://www.thegolfersclub.co.uk/inscover.htm which when you subscribe get free comprehensive insurance plus other benefits and it isn't too much dearer than the quotes from insurance broker sites.

Has anyone subscribed and had to use the insurance? Was the process ok-recommend? Or can anyone recommend a decent insurance policy to cover?

Home insurance covers clubs out of home but not personal damage harm liability

Thanks

maclean2

Hi - before you pay around £50 out for this golf insurance package ask your house contents insurers whether they already cover "personal liability" as this is a normal part of contents insurance covering sporting liability or dog liability or cycling liability etc.

You may well already have the cover you need without paying out extra.

HTH

Alasdair

Astaroth

As if you have personal possessions cover on your home insurance it will also cover your golf clubs where ever they are.

Generally speaking things like golf insurance/ laptop insurance etc are often already covered by home insurance but people tend to buy it as the specialist policies often have lower excesses than your home insurance and if you were to make a claim then the increase in premium is going to be less than if it were a claim against your home insurance - the downside is that you have to pay an annual premium for which you may never need to claim.