Sports Insurance Disussion

sashacat

well, marble you were right £80 was a good deal...I went to the local agent for Fortis as I said I would and they quoted me £182 for an annual premium which only let me dive to 30 metres...she said that was the maximum depth that Fortis do. So I came home and went ahead with the internet deal (scubadivingtours.com and press the link to insurance to get a 5% discount) and it was £80, maximum depth 50 metres.I then printed it out and, guess what..it was a Fortis policy ! thanks for your help

jobbingmusician

Not sure if this is on the right board, so do feel free to move.

I work for a charity which helps younger stroke survivors. (I can't see any real benefit in being coy, so might as well say that it's https://www.differentstrokes.co.uk)

One of the projects we run is a national project running exercise classes for people who have had a stroke. Although we've got public liability insurance, etc, these classes have always been run by qualified professionals (occupational therapists or exercise teachers) with their own insurance. Until now.....

Recently one of the groups has had problems replacing a teacher. One week, one of the carers (wife of one of the stroke survivors) stepped in and ran an informal class. She's got a lot of experience in yoga and relaxation classes, but no formal qualifications. The class loved it!

Does anyone know anywhere we could approach for insurance for this woman? We will obviously be talking to our own insurers, but if anyone has experience of exercise class/evening class insurance, we'd be very happy to hear from them!

Savvy_Sue

My immediate suggestion would have been to ask the class leader to enquire of whoever had certified them, but in this situation that won't do. But it would give me the heebie-jeebies to have someone WITHOUT a qualification of any kind leading a class: you may feel confident with this person's background, but it sets a precedent. And what happens if the situation arises again, and some nincompoop takes a class during which someone drops down dead? Actually it doesn't even have to be a nincompoop, does it?

So there's the doom and gloom, and by now you may have been on to your own insurers who may have said something similar. Now here's my helpful suggestion: there are other charities organising exercise classes, and the one which springs to my mind is the National Osteoporosis Society. Is it worth phoning them and asking what they do? I don't know if they still do: I think at one point some of their classes were run by health professionals (nurses etc) rather than exercise professionals. So they may have developed a pro forma class which almost anyone could lead: guaranteed not to do any damage IYSWIM!

At the very least, I'd want any class to be led by someone with a current First Aid qualification ... although no doubt all your members are well clued up on what to do in the event of a stroke!

Good luck, hope you can sort it ...

jobbingmusician

Thanks Sue.

Yes, it is giving me the slight heebie-jeebies. Will try the NOS - but I'm still trying to think flexibly if there is a problem, because I want to give our class members what they want! (It is meant to be a user organisation, after all ) If their choice is the unqualified lady, I'd like to find a way to facilitate this, but I don't want people running a risk........... :eek:

Savvy_Sue

jobbingmusician wrote:

Thanks Sue.

Yes, it is giving me the slight heebie-jeebies. Will try the NOS - but I'm still trying to think flexibly if there is a problem, because I want to give our class members what they want! (It is meant to be a user organisation, after all ) If their choice is the unqualified lady, I'd like to find a way to facilitate this, but I don't want people running a risk........... :eek:

Well agreed, but the obvious way forward in THAT situation would be for the unqualified lady to get some kind of qualification! I realise that's not necessarily simple, nor a 'quick fix', but at least if she was working towards a qualification it would be something! At the very least, a first aid certificate, and NOT one of the ones you get just for turning up!

What do your insurers say, out of interest?

Dizziblonde_3

Hi

Just got into this amazing sport a year ago. I have managed to stay injury free until 2 weeks ago when the inevitable occured and i fell off. Injuring shoulder, hip and knee. I spent 4 days off work but went back as i only have SSP.

I now realise that when the falling off gets more intense i could be off work for longer periods.

What kind of insurance cover would be appropriate for my sport.

All replies greatfully appreciated.
Dai.

jobbingmusician

Haven't had a chance to get on to them yet. :eek:

Fortunately this particular situation seems to have resolved - someone is doing some research with the group, and turns out to be a qualified teacher :j

I'm sure this issue will come up again though, so I'll have to find a solution somehow..... :cool:

Streetluge_Chris_2

These cover most sports and I even got them to cover streetluge hope this helps.

https://www.sportscoverdirect.co.uk

stevene1

Does anybody know of a search site or a company where i can get a good quote on cricket club buildings and contents insurance. I'm having a problem finding a cheaper quote than the current one we already have. Many thanks.

mattymoo

Your best bet is to check trade press (cricket that is) and see if any insurance brokers are advertising special cricket club schemes. The cover arranged on these schemes is normally far wider than standard cover.

For instance, golf club schemes include damage to greens and tees perhaps caused by someone driving a stolen car across the course or a disgruntled club member tipping weedkiller over the green. The insurance paid out for rectification works and lost profits.

Marsh do a scheme for Golf clubs.
Allianz Cornhill may be worth a look as well given their long assocation with the sport - Cornhill test etc.