PPI Reclaiming discussion Part III

booi666

rete peeps,

I must retire to my bed:eek:

Ill catch up with you lot 2moz,:A

I bid you all farewell and a good night.:cool:

Sleep tight and i hope the bed bugs don't bite:rotfl: :rotfl: :rotfl:

dreamer33

di3004 wrote: »

okay dokey Boo, and I have just discovered what dreamer had said as well.....:o :rotfl: :rotfl: , OMG I am getting one of those dizzy moments coming on again.....:rotfl: lol

Lol actually the more I read it the more I thought I was having one lol:rotfl: :rotfl: :beer:

Incipience

dreamer, I am a duped consumer just as you.. I do not work for or have ever worked in finance.

Marsh.. welshdresser will vouch for me.

dreamer33

booi666 wrote: »

rete peeps,

I must retire to my bed:eek:

Ill catch up with you lot 2moz,:A

I bid you all farewell and a good night.:cool:

Sleep tight and i hope the bed bugs don't bite:rotfl: :rotfl: :rotfl:

Nite boo

I would like to think I got no bed bugs:rotfl: :rotfl: :rotfl:

di3004

booi666 wrote: »

rete peeps,

I must retire to my bed:eek:

Ill catch up with you lot 2moz,:A

I bid you all farewell and a good night.:cool:

Sleep tight and i hope the bed bugs don't bite:rotfl: :rotfl: :rotfl:

Nighty night Boo, sweet dreams :A , don't work too hard tomorrow hun;) , catch you tomorrow evening I expect.;) xx

di3004

Incipience wrote: »

dreamer, I am a duped consumer just as you.. I do not work for or have ever worked in finance.

Marsh.. welshdresser will vouch for me.

Arh I know who you are now.;)

Great website over the road as well.:T

marshallka

Incipience wrote: »

For those of you who had Cassidy Davis as the insurer, the gentleman you need to speak to is Piers Faulkner. Ask him for a copy of the policy document and get a copy of the agreement if you dont have one.

Also ask him if your broker had an agreement to sell insurance on their behalf.. if they didnt then he will tell you to go through to [EMAIL="complaints@lloyds.com"]complaints@lloyds.com[/EMAIL] and will then clam up.

If you decide to go down the root of FOS then dont use templates found on open forums or published letter you have to understand that there are literally thousands of users who watch but dont post and they will use all your hard work with regards to points made and letters sent.

Get as much evidence as you can. Try to avoid legal jargon in your FOS form, as these forms are for unwitting consumers who know nothing, well thats what you want them to think..

Act Dumb, they are more likely to take you seriously.. believe it or not.

If no joy from the FOS then get legal on the lender.. many solicitors now take out an insurance policy so if they dont win they can claim off the insurance, and if they do the lender has to pay up the costs.

Remember that Claim Advisors are not Solicitors and are therefore unable to reclaim costs from the other side, so you end up having to pay them a percentage. And in most cases they instruct a solicitor to act on their behalf..which can cost you more.

What if FOS had written to the insurer on your behalf?

What can the insurer do and complaint at Lloyds?. If you do complain to LLoyds then what about? Who take responsibilty for this? Is it passed back to Firstplus etc. Is this for misselling or rebates etc...

dreamer33

marshallka wrote: »

I agree here that they do look and FOS too. You really don't know who any of us are..:eek:

Marshallka stop it, I'm totally freaked out and getting paranoid:eek:

dreamer33

Incipience wrote: »

dreamer, I am a duped consumer just as you.. I do not work for or have ever worked in finance.

Marsh.. welshdresser will vouch for me.

How do you know so much though about what they do and where they look

marshallka

dreamer33 wrote: »

Marshallka stop it, I'm totally freaked out and getting paranoid:eek:

Love your signature Dreamer...;)