PPI Reclaiming discussion Part III

dreamer33

Incipience wrote: »

dreamer there is not alot I dont know about FP, havent you seen my website :-)

Been on signed it :beer:

marshallka

dreamer33 wrote: »

Yip Jan 04, lucky Barstewards got away with mine, meaning reg by FSA Jan 05.

I am sure I read on a website something about what you said being jointly liable.

I tried that one too under section 75 of the CCA and they completely dismissed it.

I then emailed this to the actual MD at Firstplus after receiving a letter stating that section 75 only applied to credit cards and not loans.

I have today received a letter dated 18th June ref ***** re account number 1*****.

In this letter it states that "Section 75 of the Consumer Credit Act 1974 provides protection for consumers with regards to their credit card facility and quality of goods they have purchased with them"

I would like you read the following

http://www.financial-ombudsman.org.uk/publications/ombudsman-news/62/62-consumer-credit.htm

http://66.102.9.104/search?q=cache:2c7qgvbyEbwJ:www.oft.gov.uk/shared_oft/reports/consumer_credit/oft303.pdf+section+75+cca+1974+and+loan+agreements&hl=en&ct=clnk&cd=4&gl=uk

I would like you view on the following and that my complaint be looked into further.

I shall pass information of your letter to trading standards and my complaint with the FOS too.

Incipience

Also.. Folks I see Firstplus, Barclays and Barclaycard trawling my forums EVERYDAY and you can be sure they are doing the same here. Try not to give out tactics and information as they do and will use it against you.

If you are serious about discussing tactics, then find a more secure enviroment

marshallka

Incipience wrote: »

Dreamer the insurer then is most likely to be cassidy davis.. do you have the policy booklet?

Cassidy Davis was mine (was Miller Firstline who went bump!!!) and that is who my complaint has been passed to, well FOS have actually written to Lloyds of London for me as they say that Cassidy is not the right one to write to. I am awaiting the reply from Lloyds for the rebate issues under UTCCR.

marshallka

Incipience wrote: »

Marsh speak to a lawyer before you do anything.

About what...??

marshallka

booi666 wrote: »

Depends how nice to me you are:rotfl:


Have you had chance to look at my loan marsh:eek:

If not theres no rush but 2moz would be good:rotfl: :rotfl: :rotfl:

Just kidding!!!! whenever you can;)

I looked at it twice...:eek: :eek: and posted that I cannot do anything as I need more figures etc...

marshallka

Incipience wrote: »

dreamer there is not alot I dont know about FP, havent you seen my website :-)

Going to sign it now...:eek:

marshallka

booi666 wrote: »

Got you pm marsh,

Cheers mi dear:A

YVW;) :A

Incipience

marshallka wrote: »

I tried that one too under section 75 of the CCA and they completely dismissed it.

I then emailed this to the actual MD at Firstplus after receiving a letter stating that section 75 only applied to credit cards and not loans.

I have today received a letter dated 18th June ref ***** re account number 1*****.

In this letter it states that "Section 75 of the Consumer Credit Act 1974 provides protection for consumers with regards to their credit card facility and quality of goods they have purchased with them"

I would like you read the following

http://www.financial-ombudsman.org.uk/publications/ombudsman-news/62/62-consumer-credit.htm

http://66.102.9.104/search?q=cache:2c7qgvbyEbwJ:www.oft.gov.uk/shared_oft/reports/consumer_credit/oft303.pdf+section+75+cca+1974+and+loan+agreements&hl=en&ct=clnk&cd=4&gl=uk

I would like you view on the following and that my complaint be looked into further.

I shall pass information of your letter to trading standards and my complaint with the FOS too.

Marsh like most of these companies they will file it under "Sent Standard response" because they know all about the percentages and how you are all complaining and know before they even get the letter what methods you are using.

Its called Risk Assesment, they look at the numbers and know that you all use forums such as this to get your information.. they also know how many of you get your complaints rejected by the FOS and why and they will respond in a manner that in most cases do not address certain issues.

What you are doing here is given them the upperhand.. think about it.. this is a public forum they have equal access to it and in most cases can identify who you are by the letter you publish on here..

Think before you post.

booi666

marshallka wrote: »

I looked at it twice...:eek: :eek: and posted that I cannot do anything as I need more figures etc...

I musta mist that 1,

I posted all the figures the beast at hfc could give me:D