PPI Reclaiming discussion Part III

di3004

booi666 wrote: »

Ey up di,

How you didlin;)

Ey up Boo

Okay thanks Boo and you ?:D

In case you missed my last post hun, the SAR should already highlight in request for recorded calls.......;)

dreamer33

booi666 wrote: »

Hi DREAMER,

I've sent my sars off to hfc allready,but i didnt highlight the telephone bit:eek:

I will be a bit f----d off if i have to write/ring them to request it again:mad:

When i see are kid 2moz ill tell him about the sars and get him to highlight the phone bit:D

I'm not sure what HFC are like or if they will exclude the telephone calls however both EGG and MBNA failed to send them to me, only 2 calls to remind EGG second call told them had reported them to ICO which I did. But MBNA waste of time, they are muppets have reported them too.

Incipience

Di.

I am assuming that you did not pay click a broker fee. Where you told if the Lender paid the broker a fee and how much it was for?

Tim Colegate you are referring to I assume at Click.. Well if so, you should inform click that a dissolved company can protect the directors from liability, except on the grounds of fraud.

Any misrepresentation, or miselling is fraud, and Mr Steve Teague will be liable for this, obviously the FOS wont help you here, and I would suggest that you go to a lawyer.

I can not stress enough that the FOS is not the end by far..

marshallka

Right I have now emailed the FOS to let them close my complaint for FIrstplus after first considering a payment for stress and inconvenience.

http://www.financial-ombudsman.org.uk/publications/technical_notes/distress-and-inconvenience.htm




What are my chances here...

marshallka

dreamer33 wrote: »

Sorry not been on much my head done in with worry.

Hubby finds out tomorrow about job:eek:

Hiya dreamer, I really feel for you here... must be a nightmare..:eek:

Incipience

Dreamer, dig out your FIRSTPLUS policy paperwork.. and the policy booklet.. was this a loan in 2004?

dreamer33

di3004 wrote: »

Good luck for tomorrow dreamer hunni.:A X

Thanks DI there is a rumour its going to close.:eek:

dreamer33

Incipience wrote: »

Dreamer, dig out your FIRSTPLUS policy paperwork.. and the policy booklet.. was this a loan in 2004?

Yip Jan 04, lucky Barstewards got away with mine, meaning reg by FSA Jan 05.

I am sure I read on a website something about what you said being jointly liable.

di3004

Incipience wrote: »

Di.

I am assuming that you did not pay click a broker fee. Where you told if the Lender paid the broker a fee and how much it was for?

Tim Colegate you are referring to I assume at Click.. Well if so, you should inform click that a dissolved company can protect the directors from liability, except on the grounds of fraud.

Any misrepresentation, or miselling is fraud, and Mr Steve Teague will be liable for this, obviously the FOS wont help you here, and I would suggest that you go to a lawyer.

I can not stress enough that the FOS is not the end by far..

Hi and thanks.

So you know who I am talking about then?;)

I did not directly pay a fee to the broker and cannot remember being told otherwise, although I am sure I have underwriters paperwork within the SAR which states commission for something, I will have to check this out again.

I did write to the director on many occasions who got back and stated they will not take any responsibility for a company that is no longer active.

Marshallka here also helped me big time in this to find lots of info over the past few months and as the FOS are unable to deal with this case, I do feel I have to take this further.;)

Cheers so much for your info here.

Di
x

dreamer33

marshallka wrote: »

Hiya dreamer, I really feel for you here... must be a nightmare..:eek:

Complete nightmare, put it this way we'll be on the repo list at NRock:eek: