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PPI Reclaiming discussion Part III

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  • Angel_A_2
    Angel_A_2 Posts: 864 Forumite
    Hey guys

    I was mis-sold a few years ago by HFC but did not have any of the original docs. I did as you guys recommended and sent out the standard letter asking for the docs. 40 days have no passed and no response!! What next?????

    Many thanks

    sam
    Happy New Year Guys.....It's been a while for me....Had to kick myself into gear again!!!! Hard!!! But once again I have had a burst of letter energy...and am tackling a few Crooks out there called B A N K E R'S with a W....LOL

    Anyhew, I am tackling HFC too now for my partner, just sent the first letter 2dy, but have typed up the 2nd post dated ready for 'EM!!
    Don't sit on it TannedSam...get writing the next letter!

    I ain't even waiting 40....i'm ready at 30!! lol

    UPDATE REDCATS - BUMS IGNORED ME, SO I'M FOS'ING THEM DIFFERENT ANGLE THIS TIME, UNFAIR REBATE!!! gotta try something

    MY PP LLYODS TSB - WITH FOS

    PARTNERS'S PP ABBEY - Just found a letter, THEY said they have no idea about...HUH!!! SO LETTER OFF TO THE FOS

    PARTNER'S ABBEY CREDIT CARD - They cancelled the card!!! HAVE WRITTEN TO TRY HARDSHIP CASES

    PARTNER'S BANK ABBEY - FINANCIALLY BROKEN DOWN TO THE GROUND, THE CHARGES THIS MONTH WENT OVER £300...we had to do a carboot sale just to survive!!! ASKING FOR HARDSHIP TOO!!

    ALL MY CATALOGUES - TRYING TO CLAIM AL DEFAULT PAYMENT CHARGES.....

    Whhhoooo I have been busy on this computer allllll day, body aches I'm tired so nty nt.

    Keep up the hard work and the ever supportive words of advice....you 3 Di, Marshallka and Max xxx Angel
    Redcats -
  • di3004
    di3004 Posts: 42,579 Forumite
    Angel_A wrote: »
    Happy New Year Guys.....It's been a while for me....Had to kick myself into gear again!!!! Hard!!! But once again I have had a burst of letter energy...and am tackling a few Crooks out there called B A N K E R'S with a W....LOL

    Anyhew, I am tackling HFC too now for my partner, just sent the first letter 2dy, but have typed up the 2nd post dated ready for 'EM!!
    Don't sit on it TannedSam...get writing the next letter!

    I ain't even waiting 40....i'm ready at 30!! lol

    UPDATE REDCATS - BUMS IGNORED ME, SO I'M FOS'ING THEM DIFFERENT ANGLE THIS TIME, UNFAIR REBATE!!! gotta try something

    MY PP LLYODS TSB - WITH FOS

    PARTNERS'S PP ABBEY - Just found a letter, THEY said they have no idea about...HUH!!! SO LETTER OFF TO THE FOS

    PARTNER'S ABBEY CREDIT CARD - They cancelled the card!!! HAVE WRITTEN TO TRY HARDSHIP CASES

    PARTNER'S BANK ABBEY - FINANCIALLY BROKEN DOWN TO THE GROUND, THE CHARGES THIS MONTH WENT OVER £300...we had to do a carboot sale just to survive!!! ASKING FOR HARDSHIP TOO!!

    ALL MY CATALOGUES - TRYING TO CLAIM AL DEFAULT PAYMENT CHARGES.....

    Whhhoooo I have been busy on this computer allllll day, body aches I'm tired so nty nt.

    Keep up the hard work and the ever supportive words of advice....you 3 Di, Marshallka and Max xxx Angel
    Redcats -

    Hi there Angel and A Happy New Year to you as well :beer:

    You seem to have everything under control, well done and keep it up :T

    Cheers for your kind words as well hun and good luck with your claims.;)

    Di
    xxx
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    Sorry I did not get back on here earlier folks, I dropped off to sleep :o
    Now I must get myself to bed.;)

    Hope your feeling better Marshalla, dreamer too.:A ;) xxxx
    The one and only "Dizzy Di" :D
  • deborah46
    deborah46 Posts: 51 Forumite
    Yesterday was ,d day for TPF, so i called them to find out what was happening to be told they would be writing to me this week. I reminded my case officer that 5/1/09 was the 8 week deadline and he told me to go to the ombudsman. Forms are printed off now, and ready to go in the post today. I will also send TPF another letter giving them 14 days to look at my complaint again.
    Will let you know how i get on.:confused::confused:
  • marshallka
    marshallka Posts: 14,585 Forumite
    Andylad wrote: »
    Hi Marshallka, how do you mean when you say was my Nan given a choice of the 1st PPI- do you mean given an option for various cover and charges?
    Yeah, I mean was she told it was compulsory to the loan or told she could buy it cheaper elsewhere..?? If not then it could have been missold..
  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    Sorry I did not get back on here earlier folks, I dropped off to sleep :o
    Now I must get myself to bed.;)

    Hope your feeling better Marshalla, dreamer too.:A ;) xxxx
    Sorry didn't post yesterday as in so much pain.

    A little easier today but still painful. I was going to go A and E last night and ended up ringing that NHS Direct thingy... they told me to go get it injected at the hossie but I suffered and took my solpadol tabs and slept ok. Will have a read through in a little while.

    ;)
  • marshallka
    marshallka Posts: 14,585 Forumite
    Angel_A wrote: »
    Happy New Year Guys.....It's been a while for me....Had to kick myself into gear again!!!! Hard!!! But once again I have had a burst of letter energy...and am tackling a few Crooks out there called B A N K E R'S with a W....LOL

    Anyhew, I am tackling HFC too now for my partner, just sent the first letter 2dy, but have typed up the 2nd post dated ready for 'EM!!
    Don't sit on it TannedSam...get writing the next letter!

    I ain't even waiting 40....i'm ready at 30!! lol

    UPDATE REDCATS - BUMS IGNORED ME, SO I'M FOS'ING THEM DIFFERENT ANGLE THIS TIME, UNFAIR REBATE!!! gotta try something

    MY PP LLYODS TSB - WITH FOS

    PARTNERS'S PP ABBEY - Just found a letter, THEY said they have no idea about...HUH!!! SO LETTER OFF TO THE FOS

    PARTNER'S ABBEY CREDIT CARD - They cancelled the card!!! HAVE WRITTEN TO TRY HARDSHIP CASES

    PARTNER'S BANK ABBEY - FINANCIALLY BROKEN DOWN TO THE GROUND, THE CHARGES THIS MONTH WENT OVER £300...we had to do a carboot sale just to survive!!! ASKING FOR HARDSHIP TOO!!

    ALL MY CATALOGUES - TRYING TO CLAIM AL DEFAULT PAYMENT CHARGES.....

    Whhhoooo I have been busy on this computer allllll day, body aches I'm tired so nty nt.

    Keep up the hard work and the ever supportive words of advice....you 3 Di, Marshallka and Max xxx Angel
    Redcats -
    Sounds like you are struggling here Angel. I hope things turn around for you real soon and you get back what is yours.
  • marshallka
    marshallka Posts: 14,585 Forumite
    deborah46 wrote: »
    Yesterday was ,d day for TPF, so i called them to find out what was happening to be told they would be writing to me this week. I reminded my case officer that 5/1/09 was the 8 week deadline and he told me to go to the ombudsman. Forms are printed off now, and ready to go in the post today. I will also send TPF another letter giving them 14 days to look at my complaint again.
    Will let you know how i get on.:confused::confused:
    Good luck...;)
  • marshallka
    marshallka Posts: 14,585 Forumite
    Hey guys

    I was mis-sold a few years ago by HFC but did not have any of the original docs. I did as you guys recommended and sent out the standard letter asking for the docs. 40 days have no passed and no response!! What next?????

    Many thanks

    sam
    Then send them a reminder and tell them that you are making a complaint to the ICO. Like Dreamer says did you send this recorded delivery?? If not you may have to start again if you have no proof and if you did then get complaining to the ICO.

    Have you sent a letter in for misselling yet?
  • marshallka
    marshallka Posts: 14,585 Forumite
    Hi Ollie
    I haven't had any success (YET!) but I am working on them. I have a loan pre 2005 that I want to claim for, I sent them an SAR request only to receive info on current finance that I have with them. I shall not be giving up! There are quite a few on here having trouble with them. But let's not let them get away with this.
    How is your complaint going Robbie?? I sent a SAR to my bank and they sent me details of bank charges at first and nothing on the loans...
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