PPI Reclaiming discussion Part III

the-stig_2

lol i am sure he will get away with it for the xmas period .. :-)

di3004

the-stig wrote: »

lol i am sure he will get away with it for the xmas period .. :-)

I can always buy him a wig in the Jan sales for afterwards lol :rotfl: :rotfl:

the-stig_2

lol you could always decorate it to make it look like easter with a funny bunnies and chocolates because the white on his hair could like the creme of a cadburys creme egg .. lol you could decorate it like a big cadburys creme egg ready for easter .. lol get some kind of sponsor deal going with cadburys :-)

di3004

the-stig wrote: »

lol you could always decorate it to make it look like easter with a funny bunnies and chocolates because the white on his hair could like the creme of a cadburys creme egg .. lol you could decorate it like a big cadburys creme egg ready for christmas .. lol get some kind of sponsor deal going with cadburys :-)

Hey what a fantastic idea lol:rotfl: :rotfl: :rotfl: :rotfl: :rotfl: , now your talking lmao :rotfl: :rotfl:

eddieps

My loan with Sainsburys finished in August of this year but it is only after reading the site I realise I may be able to claim.

The loan was takien out 6 years ago but at the time I still held a registered disabled Green card, in all honesty it was given to me following a car accident 29 years ago where I had pins and plates in my ankle which dont cause me too much problems apart from the odd day and of course the fact I still have problems and physio on my neck.

Would I have been covered? and is it worth me pursuing a claim?

Cheers

Eddieps

eddieps

ooops THAT SHOULD READ 20 YEARS AGO

di3004

eddieps wrote: »

My loan with Sainsburys finished in August of this year but it is only after reading the site I realise I may be able to claim.

The loan was takien out 6 years ago but at the time I still held a registered disabled Green card, in all honesty it was given to me following a car accident 29 years ago where I had pins and plates in my ankle which dont cause me too much problems apart from the odd day and of course the fact I still have problems and physio on my neck.

Would I have been covered? and is it worth me pursuing a claim?

Cheers

Eddieps

Hi there and welcome here.;)

I am so so sorry to hear of your issues here hun.

Unfortunately due to the years this may be a problem but it seems they still done the wrong thing.
Due to regulation wise such as the FSA has taken over from GISC in January 2005, I really do not know about the rules back that long ago but hopefully someone will come along and try to help here if they can.;)

Just a thought but maybe you could make contact with the FSA or even the Financial Ombudsman just to see what they have to say about your situation here before actually starting anything here, if you know what I mean.;)

http://www.financial-ombudsman.org.uk/consumer/complaints.htm

You could ring them or ring the FSA here:
http://www.fsa.gov.uk/Pages/Doing/Contact/index.shtml

Good luck with this hun and please let us know cheers.;)

Di
x

marshallka

eddieps wrote: »

My loan with Sainsburys finished in August of this year but it is only after reading the site I realise I may be able to claim.

The loan was takien out 6 years ago but at the time I still held a registered disabled Green card, in all honesty it was given to me following a car accident 29 years ago where I had pins and plates in my ankle which dont cause me too much problems apart from the odd day and of course the fact I still have problems and physio on my neck.

Would I have been covered? and is it worth me pursuing a claim?

Cheers

Eddieps

Were you made aware that pre existing conditions were not covered and also does it state it in your terms and conditions.... most policies state that you would not be covered for these things??

marshallka

di3004 wrote: »

Hi there and welcome here.;)

I am so so sorry to hear of your issues here hun.

Unfortunately due to the years this may be a problem but it seems they still done the wrong thing.
Due to regulation wise such as the FSA has taken over from GISC in January 2005, I really do not know about the rules back that long ago but hopefully someone will come along and try to help here if they can.;)

Just a thought but maybe you could make contact with the FSA or even the Financial Ombudsman just to see what they have to say about your situation here before actually starting anything here, if you know what I mean.;)

http://www.financial-ombudsman.org.uk/consumer/complaints.htm

You could ring them or ring the FSA here:
http://www.fsa.gov.uk/Pages/Doing/Contact/index.shtml

Good luck with this hun and please let us know cheers.;)

Di
x

Di, the loan was only taken 6 years ago... . Its was the green card that was issued 20 years ago so they would be ok on this one most probably.

marshallka

the-stig wrote: »

yeah thats the way i was thinking if i cant claim then whats the point of having payment protection in the first place. i am in my last year too never missed a payment always on time too.. thanx everyone for all your quick advice and will keep you posted on how things progress..

ohh and one thing i forgot to mention happy christmas to you all :beer:
:T:rotfl::xmassmile

Happy Christmas to you too stig...:xmassign: