PPI Reclaiming discussion Part III

marshallka

pinknico wrote: »

Yes thats what I was looking for:D
Thats good.

pinknico, my redress was all Goodwill so would you say (and don't tell me what I want to hear here - be truthful cos they catch up with eventually!!) that there is no tax due on mine...

pinknico

If the letter you have in your hand says goodwill then no tax should be paid.

Even so you have not paid any tax so entitled to earn over £5000 before you do.

I just want to know why coop put this in your letter and not others.

doingmybest_3

di3004 wrote: »

So sorry to hear that, even though they should know this but tell them its affecting you financially and its very distressing, and the way its going it could possibly take you into arrears, just a suggestion, but its such a long time you have been waiting, and hold-up wise I only know they are over-run with these complaints, but it can be so annoying, one of my complaints with the FOS had taken 14 months from start to finish but that is with being paid out.
Have you actually asked them what the delay is hun?
Whether or not they will confirm this I do not know, but I do really feel for you waiting all this long.

I would be emailing them every other day if waiting this long, sometimes we have to keep on at them, I know our Marshallka would say the same too.

Hopefully if someone knows what the delay is they will post up, but all I know is that its due to high numbers of these complaints, - yet they supposed to have had taken on new adjudicators the last few months......

Keep at them hun and please let us know, thanks and fingers crossed for you.

Di
x

Just recieved a response from FOS after I emailed them and asked for them to try and fast track my complaints and they have said that they have sent them to a team that decides whether to fast trak for adjudication or not. They said that I should hear in the next two weeks. I won't hold my breath.

marshallka

pinknico wrote: »

If the letter you have in your hand says goodwill then no tax should be paid.

Even so you have not paid any tax so entitled to earn over £5000 before you do.

I just want to know why coop put this in your letter and not others.

This is what I received from the adjudicator

Co-operative Bank has now told us it would be prepared to pay the following redress for each policy in full and final settlement of your complaint as a goodwill gesture:

marshallka

doingmybest wrote: »

Just recieved a response from FOS after I emailed them and asked for them to try and fast track my complaints and they have said that they have sent them to a team that decides whether to fast trak for adjudication or not. They said that I should hear in the next two weeks. I won't hold my breath.

Good luck on this then;)

pinknico

marshallka wrote: »

This is what I received from the adjudicator

Co-operative Bank has now told us it would be prepared to pay the following redress for each policy in full and final settlement of your complaint as a goodwill gesture:

Then I believe you dont need to pay the tax.;)

marshallka

pinknico wrote: »

Then I believe you dont need to pay the tax.;)

I will leave it at that then;) .

di3004

Hiya folks

Tree up, fireplace garland sorted, still have lots to do though as we have stuff to go everywhere, so I have been cleaning as I go along, tomorrow if it stays dry the outside porch and outside lights will go up.........tiring work but we must keep our kids happy I suppose lol......:D

Not heard from the FOS though (HFC) !

di3004

cot1198 wrote: »

That's fantastic news Di, well done
How long has it been with them

Thanks hun.;)
This one has been with them since approx June, think it was fast tracked, just as long as id doesn't drag on like our last one which was 14 months...:eek: , fingers crossed.:D x

di3004

ElastiMum wrote: »

Hi All

You may remember a while back I posted for some advice on reclaiming PPI from Egg. Well I followed the standard procedure and sent the letter.Of course they replied with the 8 week response. Well I expect the 8 weeks is coming to an end but havent heard anything from them - so today I checked my loan account online and it has reduced from just over £9000 at the end of october to just under £3000 now :j .... I'm almost too nervous to think its true. I want to have the letter in my hand to confirm everything.....

thanks to all of you for your good advice... it (ooks like it has paid off for me-quite literally!!

Well done hunni :T :T , all in time for Christmas then hopefully;.:beer:

Di
x