PPI Reclaiming discussion Part III

jacklink

hello,

I have in the past had a few loans and also PPI with them, these loans were with the lovley black horse :rolleyes:. any way how and where do i start in claiming this back. i dont have any loans at the moment and haven't any paper work about my previous loans. so please can any one advise me on

who, when, where and what to do

thankyou

jacklink

i have just found and got the first letter about ppi, but it says account number on the top these were loans taken out a while ago and i dont know the account numbers . what do i do.

also one of my loans was for a car, i went for the cheapest car in the forecourt and ended up paying double .

all Black horse loans after 2003.

di3004

jacklink wrote: »

hello,

I have in the past had a few loans and also PPI with them, these loans were with the lovley black horse :rolleyes:. any way how and where do i start in claiming this back. i dont have any loans at the moment and haven't any paper work about my previous loans. so please can any one advise me on

who, when, where and what to do

thankyou

Hi Jack
Good to see you have made it here.;)

Okay not to worry, if the loans were over the last 6 years, contact them in writing and request for copies of the agreements, they should provide these either free or maybe charge a £1 for these, ring first to ask if they charge but always put into writing and post by recorded delivery, this way they cannot deny receiving this then.
These should take 12 days from when they receive the request.

However you could request for a FULL SAR request, which is Subject Access Request, where there is a charge of £10 cheque or postal order payment for this, they have 40 days to comply and MUST provide everything they have on you.

So its up to you, you have a choice of just requesting for the agreements which may be a Quid for each one and settled loans, request for a written breakdown of calculations in hardcopy, or:
The SAR which will in many cases take longer within 40 days to arrive, although you may be lucky and receive these at an earlier time.;)

If you require a template letter for the SAR let us know and one of us will post this up for you. x

di3004

jacklink wrote: »

i have just found and got the first letter about ppi, but it says account number on the top these were loans taken out a while ago and i dont know the account numbers . what do i do.

also one of my loans was for a car, i went for the cheapest car in the forecourt and ended up paying double .

all Black horse loans after 2003.

Jacklink
As my above post, just write to them, not to worry if you've no account details, if this was the last 6 years you should not have a problem with them supplying the info you require.

If you were at a different address then, it may help to mention this, also your date of birth etc.;)

marshallka

di3004 wrote: »

Thanks Marshallka, great idea.:T . Will have to try those ideas.x

I have also been meaning to try that roll on stuff, isn't it called something like "Forehead", can't remember lol.....:o

The strips are better.

Try the scarf thing. I used to do it regular. You have to do it tight but it does work. A dressing gown belt or something like that...:D

di3004

marshallka wrote: »

The strips are better.

Try the scarf thing. I used to do it regular. You have to do it tight but it does work. A dressing gown belt or something like that...:D

Thanks hun.;)
Funny you said that, its a belt I just put on now lol, wow it takes the pressure off lovely.......:A , brilliant, and what a relief, will get some of those strips if I remember tomorrow, that is great, cheers Marshallka.:T x

di3004

Switching off now to try and get some shut eye....:rolleyes: , if I'm lucky lol.

Catch you tomorrow, will send hubby to the chemist for me in the morning.....:D .
Thanks for letting me know on those strips, although my dressing gown belt has been a godsend, or should I say you have ? lol cheers.:A

Nighty night, sweet dreams.
xxxx

maxdp

di3004 wrote: »

Thanks hun.;)
Funny you said that, its a belt I just put on now lol, wow it takes the pressure off lovely.......:A , brilliant, and what a relief, will get some of those strips if I remember tomorrow, that is great, cheers Marshallka.:T x

Hi Di

Sorry you are not well and hope your head gets better.

I know it is not a laughing matter but the thought of you sitting on your computer with sun glasses and a belt round your head:rolleyes: What will the neighbours think :rotfl:

di3004

maxdp wrote: »

Hi Di

Sorry you are not well and hope your head gets better.

I know it is not a laughing matter but the thought of you sitting on your computer with sun glasses and a belt round your head:rolleyes: What will the neighbours think :rotfl:

Lol, pmsl......:rotfl: :rotfl: :rotfl: thanks Maxdp, well I looked a picture, should have taken one pmsl......:rotfl: :rotfl: .
I suppose I looked a bit like "Mrs Rambo, I have a tiger print dressing gown, and Daniel reckons his mum looked so cool with that belt around my forehead:rotfl: .........:cool: lol.
Maybe I should make a habit of this........not the headaches though...:eek: :rotfl: :rotfl: lmao. x

maxdp

di3004 wrote: »

Lol, pmsl......:rotfl: :rotfl: :rotfl: thanks Maxdp, well I looked a picture, should have taken one pmsl......:rotfl: :rotfl: .
I suppose I looked a bit like "Mrs Rambo, I have a tiger print dressing gown, and Daniel reckons his mum looked so cool with that belt around my forehead:rotfl: .........:cool: lol.
Maybe I should make a habit of this........not the headaches though...:eek: :rotfl: :rotfl: lmao. x

Di your hubby will be wondering which sites you are on.:rotfl::rotfl::rotfl:

Hope you feel better this morning.;)