PPI Reclaiming discussion Part III

dreamer33

nutmeg wrote: »

Hi nutmeg
Good luck with that then hun and see what comes back within the SAR

Have decieded to give Halifax till Monday if no answer i will send my form off to FOS, its already filled in and ready to go. So it's just the waiting game now:rolleyes:
I really miss DI's daily chatter about how her day is going, the lessons with her son and all the things she gets up to. I know it's not PPI related but we all still need the human factor, gives you a small insight into other peoples lives and problems,and sometimes your own problems dont seem that bad when you can have a laugh about them on here.:rotfl:

Nutmeg when I started to first read your post I thought you were talking to yourself for a minute :rotfl: but then realised that it must be a post of Di's.

Yes, we are all human nutmeg and I agree and there is no harm having a little chatter now and then. Of course even if you feel horrible you come off here smiling from the laughs.

di3004

nutmeg wrote: »

Hi nutmeg
Good luck with that then hun and see what comes back within the SAR

Have decieded to give Halifax till Monday if no answer i will send my form off to FOS, its already filled in and ready to go. So it's just the waiting game now:rolleyes:
I really miss DI's daily chatter about how her day is going, the lessons with her son and all the things she gets up to. I know it's not PPI related but we all still need the human factor, gives you a small insight into other peoples lives and problems,and sometimes your own problems dont seem that bad when you can have a laugh about them on here.:rotfl:

Hiya Nutmeg......:D
How are you ?

Awe there's sweet of you......:A , well I'm still here lol, and I find it difficult not to say anything sometimes when it comes to chitter/chatter.......:o , as I said here on this thread many times, I talk just as much offline as online.......:rotfl: :rotfl: , but yep your so right, we do need the human factor, that is part of life surely ?:D :T .

Good luck with Halifax as well hun, let us know if you need help here moving this on to the FOS.;)

Fingers crossed nutmeg.:A XXX

di3004

dreamer33 wrote: »

Nutmeg when I started to first read your post I thought you were talking to yourself for a minute :rotfl: but then realised that it must be a post of Di's.

Yes, we are all human nutmeg and I agree and there is no harm having a little chatter now and then. Of course even if you feel horrible you come off here smiling from the laughs.

Have you been reading back nutmeg?

PMSL........:rotfl: :rotfl: :rotfl: , that is so so funny.......:rotfl: :rotfl: talking to herself lmao.......:rotfl: :rotfl:

di3004

dreamer33 wrote: »

Yes I think maybe when they were all regulated by the FSA this is when the Keyfacts were sent out with loans

Yes that explains that then......:D

dreamer33

nutmeg wrote: »

Hi nutmeg
Good luck with that then hun and see what comes back within the SAR

Have decieded to give Halifax till Monday if no answer i will send my form off to FOS, its already filled in and ready to go. So it's just the waiting game now:rolleyes:
I really miss DI's daily chatter about how her day is going, the lessons with her son and all the things she gets up to. I know it's not PPI related but we all still need the human factor, gives you a small insight into other peoples lives and problems,and sometimes your own problems dont seem that bad when you can have a laugh about them on here.:rotfl:

How long have you been waiting for Halifax nutmeg?

nutmeg

dreamer33 wrote: »

How long have you been waiting for Halifax nutmeg?

the eight weeks were up on 26th

di3004

nutmeg wrote: »

the eight weeks were up on 26th

I would go to the FOS now then here:
http://www.financial-ombudsman.org.uk/consumer/complaints.htm

You can download a form or contact them to send one through the post.

I suggest to send copies to the other party as well, it can sometimes make them change their minds, if that is the case and its in your favour, then just let the FOS know.;) xx

dreamer33

nutmeg wrote: »

the eight weeks were up on 26th

EGG and MBNA did the same to me I put a complaint in to the ICO, but they take a bit to get back.

I called them both and told them I had made a complaint to ICO because they had gone passed the 40days.

nutmeg

di3004 wrote: »

Hiya Nutmeg......:D
How are you ?

Awe there's sweet of you......:A , well I'm still here lol, and I find it difficult not to say anything sometimes when it comes to chitter/chatter.......:o , as I said here on this thread many times, I talk just as much offline as online.......:rotfl: :rotfl: , but yep your so right, we do need the human factor, that is part of life surely ?:D :T .

Good luck with Halifax as well hun, let us know if you need help here moving this on to the FOS.;)

Fingers crossed nutmeg.:A XXX

thanks Di will keep you posted, xx

dreamer33

Sorry nutmeg was the 8weeks for your SAR or response to a complaint?