IA's road to happiness.

bringmeshoes

immoral_angeluk wrote: »

METAAAAAAAAAAAAAAAAAAAAAAAAAAAAL!!!!

how cute, get them while they still young!!!!

immoral_angeluk

Right ladies and gents. IA is back on the debt repaying wagon as of tonight. I'm sick of seeing a nearly £1000 balance on my egg card. So as of now my new debt target is to pay get it under £900 by the end of November. The balance at the mo is £961.55 so it doesn't sound like much.. but I'm still waiting for my benefits etc to be sorted so the first step is going to be a little one..

Right... just going to go check me money and see what's what.

Ellidee

Sar is that just your debt IYSWIM ? None of it Ste's ? Hate to think of you paying for stuff which you no longer have. From your previous debt busting 'track record ' I know you'll do it easy peasy ! XX

immoral_angeluk

Right... budget til end of Nov.

I've seperated £190 of the money in my account I've saved to cover my bills for December so that I know regardless of what happens with benefits I know they'll be paid. The follow is worked out on whats left and whats to come up until the 30th.

Coming in
£67.20 - In account as of 18/11
£48.96 - CAB cheque currently clearing (poss fri?)
£92.12 - Tax credits fri 21st
£31.35 - child benefit tues 25th
£92.12 - TC fri 28th
£20 - owed by friend (should get back tomorrow or the weekend)

= £351.75

To be paid out.
£100 - food budget (Past 2 weeks food shop has been £35 but this includes one off like extra milk, nappies, bread etc.
£12 - band practice (2 sundays)
£20 - Ste birthday
£10 - petrol so I can use the car for CAB and to go swimming
£3.70 - swimming monday
£6 - nursery picture of the girls
£70 - Social life budget (Out 3 nights). I know this is a lot but this is going out only on the night's Ste has the girls and is limited to £20 per night plus £10 taxi for fri.

= £221.70

= £130.05 leftover all being well

divided by 2... £65 off egg card and £65 into xmas savings.




It's good to be back..

immoral_angeluk

Ellidee wrote: »

Sar is that just your debt IYSWIM ? None of it Ste's ? Hate to think of you paying for stuff which you no longer have. From your previous debt busting 'track record ' I know you'll do it easy peasy ! XX

No this is just my egg card. That's all I've got now. Ste's taken over the welcome HP as he now has the car and he's got his credit cards. I'm just paying for mine now. All I have is my £961 on the egg card.

Bunnyinthelights

Nice to have you back xxx

Bismarck

immoral_angeluk wrote: »

Right... budget til end of Nov.

I've seperated £190 of the money in my account I've saved to cover my bills for December so that I know regardless of what happens with benefits I know they'll be paid. The follow is worked out on whats left and whats to come up until the 30th.

Coming in
£67.20 - In account as of 18/11
£48.96 - CAB cheque currently clearing (poss fri?)
£92.12 - Tax credits fri 21st
£31.35 - child benefit tues 25th
£92.12 - TC fri 28th
£20 - owed by friend (should get back tomorrow or the weekend)

= £351.75

To be paid out.
£100 - food budget (Past 2 weeks food shop has been £35 but this includes one off like extra milk, nappies, bread etc.
£12 - band practice (2 sundays)
£20 - Ste birthday
£10 - petrol so I can use the car for CAB and to go swimming
£3.70 - swimming monday
£6 - nursery picture of the girls
£70 - Social life budget (Out 3 nights). I know this is a lot but this is going out only on the night's Ste has the girls and is limited to £20 per night plus £10 taxi for fri.

= £221.70

= £130.05 leftover all being well

divided by 2... £65 off egg card and £65 into xmas savings.




It's good to be back..

hi sarah,

What do you get for £6 each to practice these days ? I hope you get to work that into appearance fees later down the line!

glad you're doing well.

immoral_angeluk

Bismarck wrote: »

hi sarah,

What do you get for £6 each to practice these days ? I hope you get to work that into appearance fees later down the line!

glad you're doing well.

For £6 each we get 2 hours in a practice studio. Appearance fees? lol!

Jo4

Glad you remembered you need your social life. :j

immoral_angeluk

Jo4 wrote: »

Glad you remembered you need your social life. :j

It's strange how it's taken me and Ste splitting up to realise it.