A Mummy to be's debt free diary!

mummy2mygirls

oh i didnt know you could get them on prescription either mine girls are 5 and 2!! so will be trying from now on....i have often been ask by the dr etc when they are ill have you got calpol to which i just said yes as i always have some in and i guess if i said no they would of given me some...oh well, will see if next time they are ill i can get some free

the home organiser looks interesting and helpfull i will be looking at that link you put up.

Pips_Mum

I started to do the organized Christmas plan, it was helpful but felt a bit relentless in the end. A bitt TOO much stepford wife for me!!

carkeyz

Another spend free day that 4 this month now x

njk0327

Well done carkeyz on the no spend front every bit helps or so i keep telling myself too!
Keep up the good work your doing really well! how are you feeling this week?

carkeyz

Thanks, feeling a bit moose-ish really but I guess thats to be expected! Hope you are well

Did our menu plan for next 10 days and went to tesco - im doing a bit of comparing at the mo with different supermarkets in my area - came to a lot less than I budgetted for - I budgetted for £100 and only spent £75!

Also got my first £2 coin for the £2 savers club! Woop woop! I did have one yesterday but forgot I was saving them and spent it! Opps!

Also OH got paid today so is making bank balance look a bit healthier! And I get paid next week too!

x

njk0327

It's good that your money is looking good for you it sounds like you are like me in the fact that everything is budgeted for.
I'm doing ok thanks, though having a rough time because everything comes out pretty much in the first 10 days of the month so my account is looking really poorly roll on tuesday(payday!) lol
On a posative note it usually gives me 2-3 weeks of the month where i can throw extra at my debt! well thats the theory anyway!
So have you managed to tick off all the things you need for the bump?
check out the compititions thread there are loads on there for baby stuff, i tried to enter them all (holidays, makeup, cash, gift baskets etc) needed or not, just thought i might be able to ebay the ones i dont need?

carkeyz

Ive managed to spread DD's but most big payments come out when I get paid. Me and OH earn about the same but he gets paid 2 weekly and I get paid monthly so took me a while to work it out! I blamed pregnancy brain!
Im grabbing all the freebies I can at the mo! Been collecting our vouchers and freebies. Got all the big bits for bump Just got little bits to buy which can easily spread over next few months. Been really lucky as my parents bought pushchair/travel system and OH have bought moses basket so thats the most expensive things done - and the two things I wanted new, I have got my cot from when I was a bubba And we have been given a pretty much brand new high chair as well!
Payday for me is next thursday so looking forward to knowing that the rent is paid and council tax ect and DMP and then I can breathe a sigh of relief and deal with the rest of the month!
OH has just told me he got 2 £2 coins for savings as well so feeling pretty peachy Wishing I could sleep though, Im exhausted yet can still not sleep lol
x

carkeyz

Have finally been able to log on to my sellers account on ebay so have listed the old Pug ECU and 6 Tiaras I bought cheap meaning to sell about 6 months ago. Am thinks of scouring the charity shops tomorrow to see if I can get any bargins and sell them off on ebay! I feel a business idea coming along
Spent a fair bit today, bought a new outfit for bump! And me and OH some new clothes, I have none left that fit due to bump and nor does OH due to me shrinking them all We only went to Tesco but still spent £50! I only got a cardi, joggers, a pair of jeans for OH, a pair of combats for OH and a jumper for OH. But I guess when you look at it, that isnt bad really!
xx

carkeyz

Another £2 coin! Woop woop!
Also went bargin hunting today and picked up some items for pennys in charity shops that I think will sell on ebay for pounds!
Have popped them on so lets see how this goes
x

carkeyz

And another £2 coin x