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First one to clear 15k gets a paper hat

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Comments

  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi Tirlittan and Fairmorn!

    How are you both today?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi all - how's it going?

    Day number 3 in new job - going okay so far....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Helllllllllooooooooooooooooooooooooooooooooooooo

    Have just caught up - CAFC, you are fantastic and don't you forget it.

    Not much progress Chez Poor but did meet up with a 'contact' to keep me in her mind and we had a lovely lunch.

    My house is still a sh1thole too
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    are all our houses a mess then? i always thought it was just me.
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    mines defo a mess - on tea's thread theirs are all messy too! Sounds like we might all be messy then! LOL
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    phew that makes me feel better. people must rush round tidying before we visit then cos all my friend's houses always look tidy
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • I avoid visitors:rolleyes:. When my flat is at the messy end of normal my OH comments on how tidy it looks :rotfl:

    His is always very tidy.:p to him
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    my oh was when i met him and i thought great he'll be a good influence on me. :j unfortunately i influenced him more :mad: :rotfl:
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My DD who is 6 is the only tidy one amongst us but even her tidying involves pushing things to the walls!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    i honestly think my dd (22months) has OCD. she lines all her toys up and puts anything that is out of place back. if we put her toys away she will sometimes go behind and rearrange the toys as though we haven't done it properly. i hope she hasn't gone completely the other way from us and will turn out to be a clean freak.
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
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