First one to clear 15k gets a paper hat

savingholmes

I'm really chuffed as I have won another £8.62 on free bingo!:j :j :j So hopefully will shortly be able to transfer some of bingo winnings to the paper hat challenge! More of my money has been received on quidco too - I'm set for a whole £32 something pay out in November which all helps... I've got money tracking on a few of the others too but they are not yet at the finally awarded stage yet...

I'll try and log onto my bank account and see how we are doing... I reckon I could probably transfer £50 or so now...:cool: Yup - now transferred another £50. I've got some more money ready to stooze which goes out friday, then some more Saturday and then on thro the month so hopefully I will soon catch up some of the leaders in the paper hat race!

too_much_debt

Well done SavingsHolmes on the Bingo winnings. I have money owing on Moneybackmadness but only £10 has cleared at the moment, seems to be taking ages, so won't be getting any back in November.

Is there a problem if I pay my Barclaycard minimum payment in 2 instalments, want to pay £68 tomorrow and the £100 next week when I get some more money in my account - this will be OK won't it, I've always paid the full amount when the statement comes in but don't want to go overdrawn as I don't have enough in my account at the moment to pay the whole £168.

Getting more stuff listed today as I got the 5p offer for the next week or so, transferred another £70 into Paypal which will go in early next week. So many parcels to post but am loving the money - yeah.

Have a good day every one.

CAFCGirl

Saving - Youre doing really well! Am well impressed

TMD - I not entirely sure, in practice I would like to say yes, it makes sense but you never know with credit card companies, have you tried calling them to find out?

I'm on a dooyoo mission this morning. I want to get another 3 reviews done today and tomorrow.

savingholmes

too_much_debt wrote: »

Is there a problem if I pay my Barclaycard minimum payment in 2 instalments, want to pay £68 tomorrow and the £100 next week when I get some more money in my account - this will be OK won't it, I've always paid the full amount when the statement comes in but don't want to go overdrawn as I don't have enough in my account at the moment to pay the whole £168.

I'm slightly confused - do you only owe £168 in total or have they said the minimum you should pay is £168?

If you owe £168 in total - then you can make at least the minimum payment by the due date and then pay as many other instalments as you like.

If the minimum due is £168 you should really pay by your due date. If you can't you MUST ring them up and explain. It is likely that you will also be hit by a late payment charge which could be at least £12.

Don't be tempted to pay it with an unapproved overdraft as this is likely to cost more than the £12 late fee - however if you have an approved overdraft and enough money in it - you would pay pennies for the overdraft compared to a late fee and defaulting on your credit card.

Hope that make sense?

CAFCGirl

Good answer Holmes.

Just been to Asda and Matalan and come home and not spent a penny! Need to get DH some slippers as his feet are cold and so is our flat but we're really trying not to stick the heating on.

Am all of a sudden in a well rotten mood.... done one dooyoo review today so far, but just cant be arsed with it....

too_much_debt

Thanks CAFCGirl and SavingHolmes

The minimum payment is £168, I owe over £7,000 on the card, I thought as long as I paid the £168 by 20th November it wouldn't matter if I did it in one payment or two.

I'll wait until next week and do it all in one go, got some more Paypal money going in tomorrow and Tuesday.

I got turned down for the Virgin card which was a bummer but was expecting to really, back to the drawing board.

They think my Nan has had a mini stroke as she doesn't remember falling over but my Mum said my Uncle is going to know more after 3pm once he has spoken to the doctor.

CAFCGirl

really hope she's ok TMD
big love xx

savingholmes

too_much_debt wrote: »

Thanks CAFCGirl and SavingHolmes

The minimum payment is £168, I owe over £7,000 on the card, I thought as long as I paid the £168 by 20th November it wouldn't matter if I did it in one payment or two. You can pay it in instalments as long as they all clear before the due date - I thought you meant it was due now but you were going to pay the rest of it next week after the due date

I'll wait until next week and do it all in one go, got some more Paypal money going in tomorrow and Tuesday.

I got turned down for the Virgin card which was a bummer but was expecting to really, back to the drawing board.

They think my Nan has had a mini stroke as she doesn't remember falling over but my Mum said my Uncle is going to know more after 3pm once he has spoken to the doctor.

Hope your nan is okay...

poorandindenial

tmd - fingers crossed for your nan

clearmydebts

TooMuch,

Hope your Nan is okay.