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First one to clear 15k gets a paper hat

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Comments

  • poorandindenial
    poorandindenial Posts: 4,097 Forumite
    ShelleyC wrote: »
    My first thought was I'll have to buy a new bag.

    *hangs head in shame*

    So was mine

    And it was me that typed it!
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    I won't leave lol.

    I suppose what I could do is take the figure before the house money and then add to it with savings if that makes sense :confused:
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • poorandindenial
    poorandindenial Posts: 4,097 Forumite
    doodledo wrote: »
    I won't leave lol.

    I suppose what I could do is take the figure before the house money and then add to it with savings if that makes sense :confused:

    Perfect sense and excellent solution :T
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    poorandindenial wrote: »
    Nooooooooooooo

    Just take the vcitory and then you could take the average of what we have paid, take it from £15k and rejoin us. I don't think you should leave us :(.

    I agree you get the hat and then have to try and win another by saving 15,000.

    I hope the plan is we're all here until everyone has they're own hat then we aim for another prize (handbag, handbag, handbag!)
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • savingholmes
    savingholmes Posts: 29,135 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    doodledo wrote: »
    I won't leave lol.

    I suppose what I could do is take the figure before the house money and then add to it with savings if that makes sense :confused:
    that could work - either way don't sweat it - we don't mind if you win - as long as you rejoin the challenge and save loads!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
    3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
    (If took bigger lump sum = 62.7K or 49.2%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • savingholmes
    savingholmes Posts: 29,135 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ShelleyC wrote: »
    I agree you get the hat and then have to try and win another by saving 15,000.

    I hope the plan is we're all here until everyone has they're own hat then we aim for another prize (handbag, handbag, handbag!)
    Well you certainly managed to get me giggling again :rotfl:
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
    3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
    (If took bigger lump sum = 62.7K or 49.2%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • poorandindenial
    poorandindenial Posts: 4,097 Forumite
    I will happily make a sealed pot (out of papier mache to continue the paper theme) for the second person to reach the £15k mark.
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • savingholmes
    savingholmes Posts: 29,135 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    poorandindenial wrote: »
    I will happily make a sealed pot (out of papier mache to continue the paper theme) for the second person to reach the £15k mark.
    Are you going to fill it for us too LOL - do I get extra sequins:rotfl:
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
    3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
    (If took bigger lump sum = 62.7K or 49.2%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • savingholmes
    savingholmes Posts: 29,135 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    OH seems to think it is bed time... night night all - see you in the morning
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
    3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
    (If took bigger lump sum = 62.7K or 49.2%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • poorandindenial
    poorandindenial Posts: 4,097 Forumite
    savingholmes wrote: »
    Are you going to fill it for us too LOL - do I get extra sequins:rotfl:

    It will be a pimped up piggy, blinged to the max (and carrying a fabulous handbag)
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
This discussion has been closed.
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