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First one to clear 15k gets a paper hat
Comments
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Thanks everyone. Was 5 years ago now but doesn't get any easier
Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
I think its one of those things you never get over but hopefully learn to cope and you have your beautiful DD to make everyday wonderfulLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
We can present Doodledo her paper hat in person!!! (unless one of us win the lottery before her house sale goes through)
I bet we will have the best bags in the bar.£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
I think its one of those things you never get over but hopefully learn to cope and you have your beautiful DD to make everyday wonderful
Makes my daughter even more precious thats for sure.
PAID - I will bow out of the challenge once house money comes through as not fair otherwise.Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
couldn't put it better....I think its one of those things you never get over but hopefully learn to cope and you have your beautiful DD to make everyday wonderful
At least now tho we have (each on the thread) faced up to the root of our money problems and handbags aside are taking positive steps to control our spending, repay debts / save....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
poorandindenial wrote: »We can present Doodledo her paper hat in person!!! (unless one of us win the lottery before her house sale goes through)
I bet we will have the best bags in the bar.
My first thought was I'll have to buy a new bag.
*hangs head in shame*Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
We can line our bags up and our drinks and take a pic :TProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
PAID - I will bow out of the challenge once house money comes through as not fair otherwise.
Don't worry we can run to paperhats for runners up / second / third place etc!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Makes my daughter even more precious thats for sure.
PAID - I will bow out of the challenge once house money comes through as not fair otherwise.
Nooooooooooooo
Just take the vcitory and then you could take the average of what we have paid, take it from £15k and rejoin us. I don't think you should leave us
. £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
do you know how many pages cafc girl would have had to read to get back to the bag thing... and then you go and blow it again at the end lol!
Doodledoo - I plan to reward myself when I have paid off cards (and of course at various milestones on the way LOL) - I think we could forgive you a new bag!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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