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First one to clear 15k gets a paper hat
Comments
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:wave: both and everyone else
doodledo - fantastic news about the house :T
tmd - grrr @ oh
tirl :T internet£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
AND I just realised that I get paid next week (I had thought that it was the week after) so, although it feels like cheating as it is the pay to see me through July that some of it will come from, I will reach all of my challenge goals for June on a technicality :T
Slightly hollow victory but you got to take them where you canlol
£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
I have got the house
offer made and accepted today so just a waiting game now. Hopefully in a few weeks I will be moving in
Such fab news hope all goes very smoothly and quickly. Will the move mean you're debt freepoorandindenial wrote: »AND I just realised that I get paid next week (I had thought that it was the week after) so, although it feels like cheating as it is the pay to see me through July that some of it will come from, I will reach all of my challenge goals for June on a technicality :T
Slightly hollow victory but you got to take them where you canlol
A victory is a victory!
TMD hope the pox covered duo aren't suffering too much and that you're doing ok too.Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Hi all
No news on interview yet
Both cars off the road - 1 MOT failure - and 1 bumped kerb and did major damage
Been to a funeral today
No job
Life sucks! But in the words of the song "I get knocked down and I get up again......"
I will probably have to use my savings to live on now which I have avoided up to now which will wreck my paperhat figure too....
TMD you sound like you are having a really rough time - I don't understand your OH at all....! Not a lot else I can say there as it is between you and him. Hope the kids start to get better soon too!
Doodledoo - fab news on the house front
PAID good news on the paperhat front!
Apologies to anyone I have missed and hello! Hopefully I will have some more positive news soon!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Morning ladies.
SA - fingers crossed on the interview hopefully you will hear soon. Bummer about the two cars being off the road.
Life is a bit crappy for you at the moment and really hope it turns round for you soon. Why is it with life it seems to chuck all the crap at you at onceProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Morning all.
£115 to add to student loan pot. Have upped the monthly payment from £100 and next month it should be £120. Sig updated.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Morning everyone.
No updates really. Amazon books have sold well this week,selling fairy is obviously visiting.Hope she stays for a bit.
Doodledo - would you mind referring me to dooyoo? CAFC is busy.Thought I'll try to make some extra that way, not that writing is my strongest point, but can do that as and when.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Your doing really well Tirlittan,
Very motivated. I am not doing so well as so much expenses for moving etc. Need to get OH to ring about JSA today as no sign of a job for him yet
Hopefully when he gets his back tax that should clear a bit of the Virgin credit card. AQA is not going too badly but I think a lot of that will be used against my ever growing overdraft rather than paying off the credit card. Need to get more focussed!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Hey CMD.
Moving is a difficult time. Why did you have to move again, must of missed it on the thread?
Feeling good atm. Just want to get some more money from somewhere.Really need to try to do mystery shopping as well,but don't have a photocopier/scanner at home.
My budget is so tight as well, there's hardly any manouvering room. But things will change come August and Virgin CC going. From September onwards I can pay £400 a month to student loan, but it will still take me till Jan 2012 to be debt free.:( I'm trying to bring that forward as much as I can.
REally annoyed as well, that finally when internet connection at home is working, I can't list ebay items as off to Glastonbury on Wednesday. Just have to leave it till next month.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Hi Everyone
Life in the Chicken Pox house is a bundle of laughs - NOT!!!!
DD2 is quite bad she has so many on her face and a couple look infected, it also stings her when she's been to wee. Took her to the doctors yesterday and got some medicine which she has to have 4 times a day, she look so sad most of the time bless her heart, she's only 3 (4 in July). DD1 is not too bad, still her normal self but has moments of lying down and resting, both of them were itching in the night so I slept in their room with them.
Biggest thing of the day is that I have just bent in half and broken my Nationwide Credit Card, I've had to use it a few times this week as I've got no money in my account and I really, really, really don't want to use it so while I was feeling strong I've broken it into 2 piece so that I can't use it. From now on if I don't have the money I can't have anything. It is still registered for my Ebay fees but am going to try and pay these as I go along before it comes off my card.
Will probably regret it next time I need something and have no money but I don't want to be tempted again.Sealed Pot Challenge #0160
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