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First one to clear 15k gets a paper hat

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Comments

  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Excellent sounds fab. Moving is a nightmare and so stressful but will be worth it when you are settled in your new place :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    doodledo wrote: »
    Excellent sounds fab. Moving is a nightmare and so stressful but will be worth it when you are settled in your new place :D

    Your so right!

    You will be so happy when you have made your big move as well!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Hope so CMD.

    Going to see a property tomorrow. Have just worked out all the finances and I can easily afford it. Would be brilliant if i get it as actually works out bigger than I am in now and in a better location :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    wow well done on the sale doodledoo - all your hard work well and truly paid off then! good luck househunting

    Tirl - well done on the payments

    CMD - good luck with the move next week.

    Well on the me front - I finish my job tomorrow lunchtime (they are finishing me up as I had a day off for an interview!!!!!!) and I have an interview tomorrow afternoon - for a job which could start this week!

    hello to everyone else too!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Hey SA - good luck with the interview tomorrow.
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • poorandindenial
    poorandindenial Posts: 4,097 Forumite
    Woohoo - well done and congrats all round.

    Tirl - excellent progress
    Doodledo - :T says it all - bloody well done and good luck on the househunt
    CMD - roll on that extra three months cash
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Morning all.

    Doodledo - fingers crossed you get the house you want, sounds fab!

    CMD - good luck with the move, hope it doens't prove too stressful.

    So Pay Day was yesterday, all money allocated to different places, and waiting yet another month to pass to do exactly the same next pay day. :( One day of thrill of paying bills and debts and then it's all over. Only other thing that makes extra payments tick over is the trickle of amazon money now and again. And 2.5 years more of this??? How do we cope? :(
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Morning T. It's awful isn't it. I get paid and by the end of the next day everything has gone out and I am back to being skint and counting the days down till next payday. It's a hard slog which at times can be so depressing but we will all get there.

    Good luck vibes to SA hope you get on ok :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Yep, it's awful, but somehow we manage. Have just taken off a month from DFD and after I've paid Virgin cc, I think it should drop at least by another 5! :)
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    edited 16 June 2009 at 10:39AM
    Another £20 to student loan pot. That's the £10 deposit back and £10 free money from scratchie site.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
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