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First one to clear 15k gets a paper hat
Comments
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Excellent sounds fab. Moving is a nightmare and so stressful but will be worth it when you are settled in your new placeProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Excellent sounds fab. Moving is a nightmare and so stressful but will be worth it when you are settled in your new place
Your so right!
You will be so happy when you have made your big move as well!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Hope so CMD.
Going to see a property tomorrow. Have just worked out all the finances and I can easily afford it. Would be brilliant if i get it as actually works out bigger than I am in now and in a better locationProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
wow well done on the sale doodledoo - all your hard work well and truly paid off then! good luck househunting
Tirl - well done on the payments
CMD - good luck with the move next week.
Well on the me front - I finish my job tomorrow lunchtime (they are finishing me up as I had a day off for an interview!!!!!!) and I have an interview tomorrow afternoon - for a job which could start this week!
hello to everyone else too!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hey SA - good luck with the interview tomorrow.Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Woohoo - well done and congrats all round.
Tirl - excellent progress
Doodledo - :T says it all - bloody well done and good luck on the househunt
CMD - roll on that extra three months cash£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
Morning all.
Doodledo - fingers crossed you get the house you want, sounds fab!
CMD - good luck with the move, hope it doens't prove too stressful.
So Pay Day was yesterday, all money allocated to different places, and waiting yet another month to pass to do exactly the same next pay day.One day of thrill of paying bills and debts and then it's all over. Only other thing that makes extra payments tick over is the trickle of amazon money now and again. And 2.5 years more of this??? How do we cope?
DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Morning T. It's awful isn't it. I get paid and by the end of the next day everything has gone out and I am back to being skint and counting the days down till next payday. It's a hard slog which at times can be so depressing but we will all get there.
Good luck vibes to SA hope you get on okProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Yep, it's awful, but somehow we manage. Have just taken off a month from DFD and after I've paid Virgin cc, I think it should drop at least by another 5!DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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Another £20 to student loan pot. That's the £10 deposit back and £10 free money from scratchie site.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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