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First one to clear 15k gets a paper hat
Comments
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Hi Chiconoa, well done on finding MSE. I agree with Doodles full and frank SOA and people will help in a constructive way. It is very daunting but will help you see the wood from the trees
SH - I think cars are evil money pits. I also think garages can take the p!ss something terrible. They never make clear whats essential and whats delayable. I also have no mechanical understanding which always makes me easy to bamboozle with jargon. Any more job interviews lined up? Fingers crossed the perfect job is just round the corner.
TMD hope the little ones continue to recover and you get to have a less stressful weekend.Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
HI Shelley no more interviews currently - need to apply for some more jobs and go and see the agencies again...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hope you find a good one. Still can't believe the other place finished you because of honesty - gits :mad:Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
I am in over £30K + debt and i am on benefits now. I want to be debt free! can anyone help me as i am getting more and more down.
I have had the debt for over 5 years but still know i owe it.
please help:eek:
Hi and Welcome
Have you tried selling on Ebay to make extra money? I also save up loose change and will count it up every few months and if I can make up the bags you get from the bank I cash them up and pay them off a debt.
Definitely start a new thread and you will probably get lots of replies with good advice from people who have used this site for ages, I do love reading the advice given to others though as it gives me motivation and encouragement.
Good luckSealed Pot Challenge #0160 -
I am so glad that I cut my card up earlier as I needed to buy some stuff (food, toilet rolls, drinks etc) and would have used my card if I'd had it with me.Sealed Pot Challenge #0160
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Hope you find a good one. Still can't believe the other place finished you because of honesty - gits :mad:Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
savingholmes wrote: »What's worse is that they are now trying to deny it - and the agency wants to know if I would go back!? Not sure if that is a realistic possibility from either side or not as it was quite tramatic being there! I think she must have reconsidered when she saw the wonderful quality of my work :rolleyes: I would say no but my car is off the road now, and my CC bill just arrived and it was much higher than normal...... Oh well next week is another week!
What an awful position to be in. I know you want a job but one you found traumatic and were treated badly isn't at all appealing. Here's hoping they phone first thing Monday with a placement elsewhereLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
What an awful position to be in. I know you want a job but one you found traumatic and were treated badly isn't at all appealing. Here's hoping they phone first thing Monday with a placement elsewhereAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Sorry guys - didn't win - not even a fiver. My OH said that one person won the £12m - what a lucky s*d whoever they are.
Oh well, back to the real world.Sealed Pot Challenge #0160 -
Oh well, onwards and upwards TooMuch!
Tirlittan - meant to reply yesterday. We are moving as the flat we are renting has been sold. I don't mind moving as the flat we are renting is in the basement and the new one is much brighter so at least we will know when it is a nice day outside!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340
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