First one to clear 15k gets a paper hat

tirlittan

Thanks doodledo, will do. Fingers crossed it won't be raining too much.

poorandindenial

In my slightly hollow victory I am now sub £next-k on all my debts, over the half way point for my overall debt AND the £15k challenge.

I only wish I had been more disciplined and done it from my June pay not my July pay :rolleyes:

Tirl - have a cracking time

Look down there in my siggy, I have new challenges. :T

clearmydebts

Tirlittan,

Hope you have a ball at Galstonbury.

Hi to everyone else!

ShelleyC_2

So jealous of glasto Tirl but not the mud if weather forecast is right :eek:

Good luck with your targets PAID - just don't going buying any Orla Keilys!

I often go and covert them both online and real life but have managed to resist!

:wave: CMD and everyone else

savingholmes

hi all - nothing new from me - feel a bit like eeyore at the mo! I am sure things will pick up tho - she says trying to sound more like tigger!!

Good luck PAID with the challenges you've set yourself - I am sure you can do it!

doodledo_2

Evening Ladies how are we all. Not much happening for me either at the moment but payday tomorrow so the figures will be updated in the next few days.

July payday will be exciting as it will be one with my new wages and possibly overtime as well :T and you never know by the end of July I may have the money from the house sale and be debt free :eek: .

In my head I am thinking it will be August but we will see.

Hope I can stay on the challenge though as I will just change from debting to saving lol

ShelleyC_2

Hurray for more money and overtime :j

I'm a saver not a debt buster, have to say even though it sounds odd I find it harder at times. Clearing x amount to defeat the evil Barclaycard seemed to focus me better than saving y to go in my new house pot :rolleyes:

ShelleyC_2

Prematurely hit return :rotfl:

Hoping once I've bought the house trying to become a mortgage free will focus my mind again!

doodledo_2

I must admit I am worried that I will be a bad saver too. I will need some kind of challenge for sure to concentrate my mind as I don't want to fritter my cash away.

I suppose the simple thing will be set a target of £x by a certain date and set up a standing order each month. Then the challenge will be surviving on whats left rather than saving if that makes sense :T

poorandindenial

Howdy all, thanks for all the good wishes for the new challenges.

I am unexpectedly home this evening, I was meant to be out but it got deferred to tomorrow so here I am in a very, very warm flat. It probably saved me some money in the long run. Ooooh and I just realised that I had a NSD today :T completely by accident :T :T

I think that debt busting has to be easier than saving, i know that once that carrot isn't dangling i will have to really work to stick at it, especially since there are all those exciting handbags out there :rolleyes: