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First one to clear 15k gets a paper hat
Comments
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That interest rate is terrible! Good luck wiht clearing that CMD!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
savingholmes wrote: »That interest rate is terrible! Good luck wiht clearing that CMD!
Thanks SavingH,
How are you today?Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
clearmydebts wrote: »I know, it is a cazy rate. I am determined to get rid of it asap though. Yes, when you se me on Facebook then tell me to get off it!!!
Are you dying your hair as well as cutting it?
Not dying it as the mse'r in me just can't pay out that much cash lolProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Hi CMD thanks for asking. Well I splashed out on a roots touch up and hair cut myself today in prep for Tuesday. I cleared my ironing pile despite my DS being off sick from school. OH and DS campaigning to go the cinema.... not ideal moneywise but they haven't had a treat for a bit so probably deserve it?! I just feel fed up as I 've been off work a month now and still don't have a job! I really want one! I know we complain when we are working but I am BORED out my brain.clearmydebts wrote: »Thanks SavingH,
How are you today?
There is a limit to how many times you can rewatch your DVDs and play spider solitaire! Everything else going reasonably okay - altho my car is making odd noises....
How are you today?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hi SavingH,
I am well. I was away with OH for the night on Friday night and we had a wonderful time. Going to meet a few friends as well tonight. Money saving is not great but I plan to make a good start on AQA tomorrow!
How is your weekend?Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Hi CMD et al - Yes been rather naughty shopping wise over the last few days but planning to take some of it back including the £50 shoes!!! Ooops! Spent most of the weekend preparing for tomorrow's presenation and interview but fitted in seeing my sister and a couple of friend's too!
Hope everyone else is okay!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Take it back!
Take it all back!!!!Wealth is not measured by currency0 -
:rotfl:yeah like you would !!!!:rotfl:I will take the £50 shoes back honest! I may take the £37 bag back that was half price in the sale (but probably not)! But........ It is my birthday in the next week or two and I am hoping for cash as pressies. I've told my OH to only give me wrap ups!!!Take it back!
Take it all back!!!!
;)I've accidentally worn some of it!:p
If it get the job tomorrow it will all be worth it.... :j If I don't :eek::eek::eek::eek:
I have just saved £98 on my house insurance plus earned £3 getting quotes for it..... Does that not balance things out....?:rotfl:Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Well got £3.56 in interest this month which has boosted my stoozing account!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Morning all. Hope everyone had a lovely bank holiday weekend. I had a great one, but now absolutely knackered, too much exercise..
.
Paid £600 off student loan, but difference will be only £440 as there was 2months interest on. Difficult to keep any detailed info on how I'm doing on it as don't get any statements or anything, so it's all approxiate. Might take me till end of this year to clear all of the interest that's gathered on it
. But will struggle on trying to clear it all.
8 days to holiday!!!!
:):) Have now booked accommodation as well and it's gorgeous! Might update with some photos soon. DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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