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First one to clear 15k gets a paper hat
Comments
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stop all this talk of holidays!
I had a pants day and its bucketing down.... and all this talk of holidays does nothing for my mood!
lol xxWealth is not measured by currency0 -
Have fun those having holidays.... I too will try not to be jealous!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Holidays :mad::o:eek::D:rotfl:Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Sorry ladies!
Guess me and Tirlittan will be trailing behind in the paper hat challenge though so you can all book your holidays when you are DF before us!
For me I have to have a balance of paying debts off and doing nice things too. It's the only way I would be able to keep the momentum up. I really admire people that just go for it though!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
CMD - trust me if I could I would be booking somewhere lol.
When we are all debt free we are going to meet up somewhere in the sunshine and buy lots of shoes Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Hi all!
Hope everyone's having a better day today. I'm quite excited today, I'm going to buy a really nice summer dress from Monsoon today!
Haven't treated myself like that for ages. It's not hugely expensive, but a fair price, £55, but I'm going to get plenty of wear from it as I absolutely love it!! Kind of buying it for summer wear, but also have a wedding to attend to on Saturday, then the holiday (sorry to mention it again...:( ), then a naming ceremony etc. So it'll be well used by the end of summer, making it good value for money.
And on the holidays...just have a look at my sig and you won't feel so bad, I'm lagging well behind on this challenge, but as CMD, I need a balance as well. If I wouldn't have a bf, I might go for a year of hardship...DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Productive day today. Got quotes for my car insurance as renewal quote was £386.92 or £37.89 a month!! :eek: This going up from £28.84 a month last year. So found the cheapest quote, £255.15 from AA and went through Quidco and the £50 cashback is already showing as tracked! So saving of at least £130!!!! Very pleased with myself, but it's all thanks to this site.:T
Bought my dress and found nice shoes from Next to go with it for £14. Not bad. Can't wait to wear it. :jDEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Well done Tirlittan that is one amazing saving!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Well done on the savings Tirlittan!
Payday tomorrow so I can knock some money off the signature, it isn't looking very healthy at the moment.Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Morning one and all how the devil are we
Well done on the car insurance quote Trill thats a fab saving :T
CMD - payday for me too and some big payments should have left the bank account so will be updating my sig later Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000
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