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First one to clear 15k gets a paper hat

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Comments

  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    thats probably whats doing it to me.....

    There was a "suggestion" that I get some new work clothes which stung a bit!
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks SavingH,

    That is good info but really don't think I would get it at the moment because I work in the voluntary sector and my organisation are laying off people so money is tight. I am getting the cost of living increase but when my contract is up I will defo be re-negotiating an increase. At the time I really needed a job, but I do love it so not all bad!
    Fair enoughski! It is very good you are still in a job and if you are getting a cost of living rise in the current climate then that is above average!;) So it's not all bad!

    CAFCgirl - hope you have a lovely weekend. Being in debt does bring its own pressures but how amazing it will feel once we are free of it!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    CAFCGirl wrote: »
    thats probably whats doing it to me.....

    There was a "suggestion" that I get some new work clothes which stung a bit!

    That's a bit off. Who 'suggested' you got new work clothes?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    That's a bit off. Who 'suggested' you got new work clothes?

    well admittedly it wasnt my boss....

    I was talking to the admin dept and someone said well you do always look smart but I would suggest you get some "newer" work clothes...

    So my translation of that is that she thinks what I wear is fine, its just a bit tired...

    although in all honesty she always looks a mess so I dont think I'll take her advice.
    I was going to ask my boss but until he actually mentions it to me directly, Im going to ignore her....:rotfl:
    Wealth is not measured by currency
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    CAFCGirl wrote: »
    well admittedly it wasnt my boss....

    I was talking to the admin dept and someone said well you do always look smart but I would suggest you get some "newer" work clothes...

    So my translation of that is that she thinks what I wear is fine, its just a bit tired...

    although in all honesty she always looks a mess so I dont think I'll take her advice.
    I was going to ask my boss but until he actually mentions it to me directly, Im going to ignore her....:rotfl:

    What a b****. Don't mind her, sounds like she is being a bit of an !!!. If your boss had a problem then I'm sure he would mention it to you so don't worry. And if he does say something ask him if there is a clothing allowance or can you get a raise to keep up with the buying of 'newer' clothes!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    i know i'll need something more suitable for summer but am hoping 4 a trip to primark 2 come up trumps for me! just putting it off LOL
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi CAFCgirl - sorry you've been the victim of snide remarks at work. I had that a couple of years ago about my hair and stuff like that.... Sometimes it is about them not you. Sometimes you just need to splash out £3 on a new top LOL! Anyway - don't let them get you down!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    since she's a bit mingin'........ i dont let it!!
    Wealth is not measured by currency
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    CAFC - OMG I can not believe that comment that woman made what a b1atch :mad:
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    if she was someone i aspired to look like it may have been vaguely important but she's REALLY not, LOL so it's ok...

    OK Hands up, who spent money today......?

    *waves hand in air shamefully*
    Wealth is not measured by currency
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