First one to clear 15k gets a paper hat

tirlittan

Congrats PinkTwirl!!! :beer:

savingholmes

PinkTwirl wrote: »

Hi,

I can finally join in again now that I have just got a permanent job. Hooray!!! :j

:TReally well done PinkTwirl - so happy for you!:j

savingholmes

clearmydebts wrote: »

Sounds like a great plan SavingH - and a great start for your children as well!

I might share my grand plan as well if that's okay! I would love to buy a house where I am now, keep the flat in Scotland and overpay on it for 5 years. Then I would love to sell the place in Scotland and buy a house in Spain to either live or have as a holiday home.This is probably sounds like a mad plan, but it is in fact, a well thought out one! Of course I want to get rid of the debt first but if OH gets a job fairly quickly then we will make great headway with it!

Thanks CMD :T It is really good to have a grand plan - helps keep you motivated in the dark days. Plus we will be experts by the time we have paid off our debts so knocking mortgages into touch should be a cinch!

Doodledoo - I know what you mean about the life of riley! I wouldn't mind but we weren't living the high life!:o We were just spending too much money on food and other crap and bailing people out when we couldn't afford to ourselves!

clearmydebts

Right ladies - I mean business! It's me v's Virgin. Got a letter today to say they are upping my APR to 34.9%. I had a feeling it was coming but hadn't received a letter. The balance of that card stands at £4,558 at the moment so I need to work really hard on AQA to get rid of it. If OH gets work it should be gone by Sept. If not, then I will aim to get rid of it by the end of the year. Really don't want to give them any interest so this is my next challenge.

As well as the minimum payament I want to pay £300 into it every month so best get cracking on AQA.

tirlittan

Good luck CMD - you can do it!!!

clearmydebts

tirlittan wrote: »

Good luck CMD - you can do it!!!

Thanks Tirlittan,

How many days to your holidays now? You must be getting excited!!!

doodledo_2

CMD - :eek: that interest is just shocking isn't it, how do they get away with it :mad:

Good luck with getting it cleared asap. So when I see you on Facebook in the mornings at the same time as me should we both be telling each other to do something more productive lol

tirlittan

Discounting today, 7 working days and 12 in total.

Still only flights booked and still working on itinary, but now we're looking to stay mostly in just one place (2 at most) and do some day trips etc. It's all looking good!

clearmydebts

doodledo wrote: »

CMD - :eek: that interest is just shocking isn't it, how do they get away with it :mad:

Good luck with getting it cleared asap. So when I see you on Facebook in the mornings at the same time as me should we both be telling each other to do something more productive lol

I know, it is a cazy rate. I am determined to get rid of it asap though. Yes, when you se me on Facebook then tell me to get off it!!!

Are you dying your hair as well as cutting it?

clearmydebts

tirlittan wrote: »

Discounting today, 7 working days and 12 in total.

Still only flights booked and still working on itinary, but now we're looking to stay mostly in just one place (2 at most) and do some day trips etc. It's all looking good!

Good stuff!