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First one to clear 15k gets a paper hat

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Comments

  • SH - can we help with any of the mathsy stuff???

    I am an analyst so if there is anything that I can help with give me a yell - I'll PM you with more info.
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    that is so sweet PAID - unfortunately I can't afford to cheat as I would be bound to be caught out and my true maths skills would soon become apparent if I got the job LOL! I've just been trying to improve my maths by paying more attention, breaking the question down etc. Earlier today when I took an hour over 30 questions I got 25 right. Unfortunately when I try and do those same 30 questions within 30 minutes I do really badly!!! I will just have to hope they don't put as much emphasis on my maths - it isn't an important part of my job in my opinion but it is whether they agree LOL!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi all,

    I have been back home in Ireland and have had no internet. I was so frustrated cos I couldn't log on. I will read back now to see how everyone has been getting on!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HI CMD it has been really quiet here without you!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi guys how are things today? Everyone preparing for a good debt busting month end?

    I had an interview today - seemed to go okay. I actually liked the interviewers - that normally helps. I did one of my tests for another job, and will do my dreaded maths test tomorrow so wish me luck! I just want to be earning again!

    The sunshine is quite nice but I think I am falling into the trap of trying to be the perfect mum in terms of letting the kids have friends over - whom I then find exhausting! Had fun playing boom blox on the wii with my kids tonight tho. My DD (5) was quite upset because she came 3rd but even tho it was my first go I trounced my DS too (11) even tho he had completed 40% of the game previously. I am not normally this cruel to my kids but I am normally rubbish at games so was really pleased and perhaps got a bit carried away with the whole winning thing LOL!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    CMD - Welcome back :D

    SA - Good luck with the test today have everything crossed for you :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    HI CMD it has been really quiet here without you!

    Ahhh, thanks SavingH!

    How are all the interviews going? Really hope you get something soon. You deserve it with all the effort and time you are putting into interviews.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks apparently the interviewers from yesterday are interviewing a few people Monday so I won't find out until after that if I am thro to the next stage.

    Need to do my test shortly when I am confident I am awake! Not confident yet LOL! Hopefully will know early next week whether I was good enough to get thro to the next stage - a panel interview!

    Oh well hopefully my JSA will be paid today and I should get my interview expenses soon....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    doodledo wrote: »
    CMD - Welcome back :D

    SA - Good luck with the test today have everything crossed for you :D

    Hey Doodledo,

    How are you? The photos of your daughter starting back at school are gorgeous. She is a stunner!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    CMD - awwww thanks I think she is pretty stunning too but then I am obviously completely bias lol.
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
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