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First one to clear 15k gets a paper hat

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Comments

  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    I broke the £20k/4k barrier yesterday - whoop whoop!!!!

    Just about to update siggy

    Yay, well done! It feels great doesn't it!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • It feels marvellous - Bring on August for sub £15k.
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well done paid - I remember when I broke the £20K barrier it was a great feeling...

    I have decided to join "diary" land - so if any of you want to check out my latest diary (no pressure) there is a link below

    http://forums.moneysavingexpert.com/showthread.html?t=1570183

    Bye all for now... thanks for all the positive wishes it does help!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Can I join please? I started off with £14,571 in Oct 08 (almost £15K so hope this qualifies me)!

    Currently at £11,925 so that is £2646 paid - yeah!
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi Swinstie,

    Welcome to the challenge. Everyone is very friendly here! Good to have you on board.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Hello Swinstie and welcome :wave:,

    From your signature it looks as though you've already made a good start!

    I'm having bad day... eating lot of sweets :confused:
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Hi Snow White and Clearmydebts,

    Made a blunder with my signature when done last post - hadn't actually made a payment but thought I had - oh well will get there. Was going to join the Make £10 a day challenge, does multi-buys count?

    Don't worry about the sweets, I had an Easter cup cake and now feel unwell :o
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Afternoon all

    Great to hear you've all been making positive in-roads whilst im flitting in and out.
    My diary (as in actual life schedule) is so freakin' rammed, i feel like i barely get 2 minutes to myself, i mean its good rammed, learning a lot etc, making new friends but its just taking up a lot of my time, and i just want a day of veggin!

    Had a really rough night last night, was sick and then had to be up at dawn to catch a train to get to work, not my finest hour and only got home about half an hour ago! And theres loads to do in the house.
    However got paid about 2 days ago so off to do some payments....
    Wealth is not measured by currency
  • dizzybee
    dizzybee Posts: 1,424 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi all,
    manged to get a final settlement from Lloyds owe £580 on a credit card offered a cheeky £150 and today received a letter to say they will accept so off to pay it in the morning before they change there minds.so that wipes £430 off the debts.

    SPC no:076
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well done dizzy bee - you are storming along there - fantastic news!

    CAFCgirl must have felt good to pay off £1K earlier in the week...!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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