We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
First one to clear 15k gets a paper hat
Comments
-
Hi all - still no new job or even interviews! And my aunt has been given days to live.... not a good week so far!
Did get our combined gas and elec bill tho - they owe US £356. They have suggested a new payment amount which is £26 a month less but without refunding what they owe us....:mad: I am wondering about asking for the credit back OR a payment holiday for 3 months and then the reduced rate.... It shows the shivering we did in the autumn and early part of winter was worth it LOL! :j Otherwise I think we will still end up with them owing us £300+ at the end of next year - why should they have my money all that time!
Unfortunately this month I need to pay the £275 for my August holiday - (we can reclaim it after the holiday) and I also need to pay my car insurance - the quote is roughly for what we are owed by the utility companies!:eek:
One of my interviews paid mileage - so waiting for that to come back £96! and I will have some other work expenses to pay out tomorrow - probably another £50!
I have been offered one of those presentations where they give you £50 for attending with your partner - need to strong arm OH into coming - need to confirm!:rolleyes:
Sorry for the whinge but feeling carp today!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Oh sorry to hear about you aunt savingholmes.. And bloody utility companies, happy to take our money, but not ever willing to give it back!! Grrr! Another £30.08 to student loan pot from amazon sales. Will try to get £200 more saved before next payment date which is 5/5. Already have £145.36 and another £40 to come so only need to find another £14.64 and still have plenty of time.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
-
Really sorry to hear about your aunt SavingH.
Hope you are okay.Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Just made an extra, mid-month payment of £100 using some money I'd saved for gym membership. I'll have to rely on the great outdoors to get fit instead. So that's upped my total a little.0
-
Savingholmes, I'm so sorry to hear about your aunt. I hope your family is coping. x0
-
Snow_White wrote: »Just made an extra, mid-month payment of £100 using some money I'd saved for gym membership. I'll have to rely on the great outdoors to get fit instead. So that's upped my total a little.
Nice one. Well done, your sig is looking very healthy now!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
wit woo - some good progress being made... Received £74 on my stoozing account....
Still no more interviews but was rung about 2 jobs - less than I want to earn but a job none the less. Been put forward at least...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
sh - I am so sorry to hear about your aunt.
My fingers are still firmly crossed on the job front for you too£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
I broke the £20k/4k barrier yesterday - whoop whoop!!!!
Just about to update siggy£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
SH - so sorry to hear about your Aunt, I hope her final days are as peaceful for her as they can be.
PAID - Sub £20k whoot whoot :TProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards