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First one to clear 15k gets a paper hat
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It may possibly be my faultProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Hi all
Well done dizzy on your progress! Doodledoo your sig is looking much healthier now too.
Got my interview today .....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Morning SA good luck with the interview let us know how you get on :TProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
YAY well done Savings..... lots of positive job fairy dust for you, you'll knock em dead!Wealth is not measured by currency0
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Hi all.Good luck on the interview savingholmes. :)Just paid £136 off Virgin CC. Still haven't decided what to do with student loan interest, but trying to but all extra money into that one. Need to put the stuff on ebay I've had for couple of months now and done nothing with...Motivation definitely a bit low... Will get Paper hat sig over £2k this month though, so that'll be bit of positive news.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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£63.29 paid off DH's credit card so far today.
i've been really pants lately, and got loads of things i need to take back which i bought (uniforms for work) which Iused my cc for as I get the money back, but since the decision making is taking a while LOL i need to return a load of things..... and then things will balance out a bit more then.
Hopefully will get my redundancy money at the end of this month... dont think ive been paid from current job which will mean 6 weeks wage next month which is ok but just dont want my bill payments to cause charges during the switch over....
Off to update my siggy anywayWealth is not measured by currency0 -
I managed to pay my credit card twice this month :rolleyes: (on top of a £565 overpay:D ) so that is a bonus £50 off that. And I also paid the £25 interest that I got from my ISA (which I killed off because the sorry interest rate was annoying me:p ) from my Egg loan. If I can be very good until the end of the month I may have another £200 to throw at something too :T maybe.
ETA: note how quickly I forget that these payments were made possible by the ditching of my £960 ISA - hmmm, I seem to have lost a couple of hundred there, I wonder how that happened. Couldn't POSSIBLY be my ludicrous blow out shopping trip£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
poorandindenial wrote: »I managed to pay my credit card twice this month :rolleyes: (on top of a £565 overpay:D ) so that is a bonus £50 off that. And I also paid the £25 interest that I got from my ISA (which I killed off because the sorry interest rate was annoying me:p ) from my Egg loan. If I can be very good until the end of the month I may have another £200 to throw at something too :T maybe.
ETA: note how quickly I forget tat these payments were made possible by the ditching of my £960 ISA - hmmm, I seem to have lost a couple of hundred there, I wonder how that happened.
Fantastic achievement. Well done you!!!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Oooh, hi hun, how are you? :wave:
Your total is looking very healthy today£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0
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