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First one to clear 15k gets a paper hat

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Comments

  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    just to add to the woe, just found out we're off to Rome in June as well!
    YAY!

    no payments to report, been really lax with my money lately and need to get my food spending under control, new job is causing increasing in my food bill!
    Wealth is not measured by currency
  • dizzybee
    dizzybee Posts: 1,424 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi everyone well not much to report manged to sell one item through free paper today so £30 towards the challenge.have £75 in pay pal account but will leave it till tomorrow has waiting on a few buyers to pay.just need 20p on one poll then i can cash out the £40, will update sig tomorrow has pay day tomorrow.

    SPC no:076
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    another £12.45 to student loan savings added. Feel really depressed about everything atm. :( On Monday I've been a year with my bf who still hasn't said I love you, I have. Really fed up with my flatmates and having to share a house when I'm 30. BF definitely not ready for us to share. Uni mate I was supposed to share come april has lost her job and might move back to devon. Work not very interesting and certainly doens't pay enough. The debts. Just feeling really down and de-motivated. Would love to go and see my family, but of course I can't afford it. Well, at least this weekend I'm busy in a tournament, so don't have time to think about most of these things for most of the time.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • tirlittan wrote: »
    another £12.45 to student loan savings added. Feel really depressed about everything atm. :( On Monday I've been a year with my bf who still hasn't said I love you, I have. Really fed up with my flatmates and having to share a house when I'm 30. BF definitely not ready for us to share. Uni mate I was supposed to share come april has lost her job and might move back to devon. Work not very interesting and certainly doens't pay enough. The debts. Just feeling really down and de-motivated. Would love to go and see my family, but of course I can't afford it. Well, at least this weekend I'm busy in a tournament, so don't have time to think about most of these things for most of the time.

    Hiya Tirlittan,

    Sorry your having such a rubbish time at the moment. How has your boyfriend reacted when you say 'I love you'. Does he need more time to think about his feelings or maybe he gets shy?

    It very much sounds to me like you are at a bit of a crossroads in your life where you are evaluating everything. At the moment yor home and work life is bugging you which is not good, we can usually cope when one is not right but if the 3 aren't working then it is hard.

    I think it would be perfectly acceptable to sit down with yor OH and discuss the future. You have been together for a year and it has to come up at some stage. Don't be afraid to tell him about the work and huose situation as well. Maybe you could do some trouble-shooting together, as a team!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    We've had 'discussion's before. He treats me so well and you could fool yourself into believing that he does love you,but is just afraid to say it.But I don't know...Will have to talk to him again about it all, but need to leave it for awhile as his gran just died. I do talk to him a lot about house situation (one of my flatmates is his workmate,that's how we met) and work. He's understanding, but not much he can do about that. But yes,it's definitely come to the point where something needs to give. Thanks for replying. I'm off now for the weekend, so hopefully everyone has a good one!
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • tirlittan wrote: »
    We've had 'discussion's before. He treats me so well and you could fool yourself into believing that he does love you,but is just afraid to say it.But I don't know...Will have to talk to him again about it all, but need to leave it for awhile as his gran just died. I do talk to him a lot about house situation (one of my flatmates is his workmate,that's how we met) and work. He's understanding, but not much he can do about that. But yes,it's definitely come to the point where something needs to give. Thanks for replying. I'm off now for the weekend, so hopefully everyone has a good one!

    You have a good one too. Don't worry too much, things have a way of working themselves out :wink:
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HI Tirl - hope you manage to work things out.

    Didn't get last Monday's job but am through to second stage on one I went to on Wednesday so wich me luck with that one - it is not an ideal location but really good money - would make a real difference in the paper hat challenge LOL!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Oooh, life on the thread!!!! ;)

    saving - bah abut the Monday one and fingers crossed for you for the second interview - knock 'em dead.

    tirl - sorry you are feeling pants, hope the conversation goes Ok

    everyone else - :wave:
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hey Tirl hun
    Hope you have a great weekend, sometimes with DH I have to remember he's not a verbal person but I find how he "tells" me he loves me in his actions.... perhaps your partner is more like that, plus with a lot of changes in his life recently maybe he's struggling with a lot of emotions....? Just a thought, but he loves you, how could he not?! You're so ruddy fantastic!

    Saving - lots of super mad good luck with interview, the hard part is done, the foots in the door, go get em tiger!

    Hope everyone has a fab weekend. I've been really lax with the challenge lately and Im a bit annoyed with myself so I need to get it back on track, so Im off to pay some money off my I.F CC to start the day with a positive action!
    Wealth is not measured by currency
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ok paid 28.68 off my i.f CC and also just done a review on dooyoo. definitely need to get back into the swing of dooyoo!
    Wealth is not measured by currency
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