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First one to clear 15k gets a paper hat
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Evening everyone. I hardly popped on yesterday, come back today and we are still talking about carbonated drinks lol
I am most definately addicted to diet coke so imagine my excitement when our local petrol station had 12 cans for £2.50
How are we all?Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
I've just caught up on the 10 or so pages that were written while I was away (for 2 days)!!!!Evening everyone. I hardly popped on yesterday, come back today and we are still talking about carbonated drinks lol
I am most definately addicted to diet coke so imagine my excitement when our local petrol station had 12 cans for £2.50
How are we all?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
We kept it warm for you sh, have you done your expenses yet?
ETA: welcome back!£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
I've half done them! When I was preparing my last expenses - I thought about what this lot would be - I just need to fill in actual amounts and send it off! but have already put in the descriptions!:rotfl:poorandindenial wrote: »We kept it warm for you sh, have you done your expenses yet?
ETA: welcome back!
I'm afraid Asda is calling me. I have some of those xmas savings cards (so not too bad) but need to go and do some grocery shopping as away most of the weekend and have an incredibly busy week next week. Need to try and avoid any more takeaway or eating out spend as partly due to pressures at work having been succumbing a bit too often there recently and traditionally that has been a money pit.....:o
Need to clear my suitcase and box files from the boot first LOLAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Mmmmmm take-away, I have forgotten what that tastes like, sob
Have fun at Asda£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
OMG I could so eat a takeaway pizza
might have to pop and get a frozen one tomorrow for a friday night treat. Not quite a takeaway but close. Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
I could go a curry£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
I finally got some carbonated drinks and now we've moved on to takeaways!!!
I'm always one step behind (not beyond!)Wealth is not measured by currency0 -
Do you think we may have food and drink related problems lol.Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000
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