First one to clear 15k gets a paper hat

CAFCGirl

at least two more....anything else would just be rude to the rest of us

Just logged on to my dooyoo and I'm now at 33.3kmiles, rock on!

Mind is too tired to write anymore, might try for 2 more tomorrow afternoon....

poorandindenial

I am so impressed with how you have kept on going on dooyoo (I got one somewaht useful for on of my more useful reviews) and gave up very early on.

We shall have to have a party when you hit 50k

(I'll do what I can with the drinks, I would hate to let the thread down)

CAFCGirl

Ive just tried to ignore that somewhat useful that I got. I've had a few usefuls which has bugged me especially when they go against the grain and everyone else is putting them as very useful, but hey no matter what rating you get, it earns the same....

too_much_debt

Blimey, I go away from my computer for 2 hours and then have to read all these messages about fizzy drinks and take-away food - yum, yum.

I'm really into take-aways at the mo as I was denied one for 5 months due to gall stones, but I've made up for it this week, one day I went to McDonalds to get food after we went to the doctors, the next day I cooked a pizza from Iceland, only £1 and really nice, and then bf turned up with McDonalds so two Quarterpounders with cheese and chips and diet coke although both times I only ate half the quarterpounder (unusual for me to turn it down).

I do fancy a curry, haven't had one for ages. I got 6 Pepsi Max from Tesco as they are half price so think they were £1.44 for 6 cans.

New year's Resolution - no takeaways and no chocolate but will allow myself the Pepsi Max it's the best!!

too_much_debt

Just transfered £90 from Paypal to my Bank shame it takes 4 or 5 days.

savingholmes

Hi all - you've certainly made me laugh with all your posts while I was at Asda:rotfl: :T :A .

Now stocked up on 7p noodles!!! For some reason the kids and OH adore them and at that price I am not complaining. also £1.29 curry and rice frozen things and lots of tins of ready meals for the kids in particular so hopefully that will reduce some of the pressure. I've been away 2 nights a week with work for the last 3 weeks which is putting pressure on all the family.... That's it for now tho until after xmas when I will have a few more overnight stays away again. What's worse about this week is we are away part of this weekend on an interview thing for OH. Leaving kids behind at MIL's tho so not all bad...:rotfl:

Next week is hectic as well with 2 work's meals.... one is pre-paid the other not yet paid for :eek: but didn't really feel I could say no as we are a relatively small team.... A friend of mine has agreed to babysit for free on the one we are both going to which is a real blessing. On a more positive note my company give out Xmas hampers so looking forward to seeing what's in mine....:cool:

Bye for now!

savingholmes

doodledo wrote: »

Do you think we may have food and drink related problems lol.

I know it might sound ridiculous but I could be under-estimating when I say that I think half of our debt was probably due to overspending on groceries, meals out, takeaways etc (over a prolonged period obviously):o So it an area that I have to be very careful on.... as I find it very easy to be carried away like tonight but we won't go there.... At least it was pre-paid anyway and most of it was non-perishable so should last ages...

I think sometimes when I go grocery shopping I have a siege mentality - it's as if I think that if I don't get it now we might starve or something. I know it is completely ridiculous... Benjamin Fry (spendaholics) would say it relates to my childhood as I was stick thin and IMHO under-fed partly due to lack of money. I can remember having arguments with my parents over food, and as a teenager resorted to buying tins of soup and things because my parents couldn't accept I needed more than they were giving me... SOB SOB:o I have been an adult a long time however and you would have thought I would have got over it by now (I'm certainly not stick thin anymore:p ) but I think this over-spending on groceries is one of those relics from the past I've not got shut of yet.

Do any of you have similar hang-ups where it is a particular problem area that you fall down on repeatedly (relating to money)?

ziggyman99

Snow_White wrote: »

Welcome Zman and well done for paying off so much! Any tips for us?

Well for a start, i've noticed all the posts about fast food..... that went...or most of it. Got to have the occasional treat.

1. Change of car.
2. Reduced Virginmedia bill by phoning them and saying I wanted to end the contract.....
3. Breadmaker. Make all the bread now.
4. Chickens! Fresh eggs everyday. Yum.
5. Leave the credit cards at home. I don't take a credit card out of the house anymore.
6. Changed the missus' mobile contract.
7. Lots and lots of other little things. Generally being a miser.

Actually the biggest thing was a great big chunk of overtime at the begining of the year. In previous times I would have blown that on buying cr*p.....

clearmydebts

savingholmes wrote: »

I know it might sound ridiculous but I could be under-estimating when I say that I think half of our debt was probably due to overspending on groceries, meals out, takeaways etc (over a prolonged period obviously):o So it an area that I have to be very careful on.... as I find it very easy to be carried away like tonight but we won't go there.... At least it was pre-paid anyway and most of it was non-perishable so should last ages...

I think sometimes when I go grocery shopping I have a siege mentality - it's as if I think that if I don't get it now we might starve or something. I know it is completely ridiculous... Benjamin Fry (spendaholics) would say it relates to my childhood as I was stick thin and IMHO under-fed partly due to lack of money. I can remember having arguments with my parents over food, and as a teenager resorted to buying tins of soup and things because my parents couldn't accept I needed more than they were giving me... SOB SOB:o I have been an adult a long time however and you would have thought I would have got over it by now (I'm certainly not stick thin anymore:p ) but I think this over-spending on groceries is one of those relics from the past I've not got shut of yet.

Do any of you have similar hang-ups where it is a particular problem area that you fall down on repeatedly (relating to money)?

Hi SavingH,

I can relate to the spending on food, but mainly just because it is a big passion of mine! I have cut back on take-aways and going out for dinner/lunch etc and have made good savings on that, but I refuse to cut out my treats that I buy with my shopping. I have made some big sacrifices to get the debt down but I was only only talking to my OH last week and said if I cut back on food I would get depressed.

I love nice food and will continue to buy it but I will be more savvy. For example, we buy a free range chicken for £6 from the local butcher, and it lasts for 2 dinners and one lunch. Then we usually cook a vegetarian dinner to counteract what we have spent on the chicken.

tirlittan

I can so relate to this food discussion. I used to like to buy nice food and I didn't budget, just bought what I wanted to. Now I can't afford to. My other problem is that sometimes I get into an 'addiction', be it chocolate or red bull or shortbread fingers and then I can't stop myself spending on it for a week or two. This happened last month as well and I spent nearer £50 on snacks and lunches. But all under control again, just such a waste of money...