📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

BOB'S Cunning Plan

13637394142252

Comments

  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    you forgot the "bingo tights" Ellidee - American tan of course! although I'm planning to go more Honor Blackman by then!

    Not heard of 'bingo tights' ss - are they Norah Batty- ish ? ;)
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Actually if I thought I would end up like that I'd put a bag over my head - NOW !
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • Sneaks in pulls off american tan tights and sandals..checks all white hairs are covered...phew:rotfl: :rotfl: :D

    Isom, yes it was DD with diabetes, and she needed a biccie afterwards..i didn't have the heart to say test your blood sugar level as well...plus she had a drink of glucose. She must have needed it because her bloods were in the normal range at dinner.

    Tesco vouchers still haven't come:eek:

    Today will be spent juggling stuff around..oh i nearly forgot Mr. B has got a nice bonus this month and he is getting rid of his expensive car..:T I made him realise that it has cost over £7000 a year to run, which includes payments, insurance, petrol etc..in all honesty it was probably nearer to £8,000:o a salutory lesson for anyone wanting car loans:cool: Anyway he has paid well over half off and is able to give it back under terms and conditions..In some respects i wish he hadn't been so much of an ostrich over it..but when he asked for a redemption figure they wanted over £5,500 back..i think that's when he realised. Certainly will never be what the car is worth..and the cheeky things offered to refinance for him as he never missed a payment..must be one of the only things he hasn't:cool: So that will reduce his debt significantly and he may even be able to clear everything off this next year...:T

    It's going to take some reworking of stuff, but he should be able to take the train most days and my car on a saturday or if he is working late..as mine only has just under £3,000 redemption figure(0% finance) I am going target that for April and hopefully the small balances i have on 0% for the month after..i am looking at ball park stuff but reckon also that he can be clear by December of next year and we have a loan with the bank which is going to be the year after..but if they give us a good redemption figure on that maybe sooner.( this is joint to clear previous Mr.B stuff off:o ) I am so wary of going down the consolidation route again..

    Hope everyone has a good one.
    x
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • pepe2008
    pepe2008 Posts: 5,158 Forumite
    cars are a pain in thearse bob! the most trouble free one i've ever had is the Camper.
    Ditched my pricey Espace for a £300 metro ( Rover ), £90 insurance and 50mpg. just need to get OH to part fromher PT Cruiser 22mpbloodyg!! and it'll be great.
    Hope DD is OK. Going for a nice long walk to decide whether its going to be Kilimanjaro or cclimbing 2 13,000 peaks in the Atlas mountains ( ice axes and crampons ) for Charity next year. was def going to be Kili but the Atlas are only a third of the cost( and less Americans:p ) so more goes to the Charity.
    :D:D stay wonky :D:D

    ....one-way ticket to Portugal booked !
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    Hey lovely Bob.. that's good news about the car, all sounding positive :)
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • skint_spice
    skint_spice Posts: 13,437 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ellidee wrote: »
    Not heard of 'bingo tights' ss - are they Norah Batty- ish ? ;)

    an expression I learnt in Lanarkshire not one we use either but always makes me laugh, I think it's just thick american tan tights.

    Great news on the car Bob and it seems the end is within reach now too.:T
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • pepe2008 wrote: »
    cars are a pain in thearse bob! the most trouble free one i've ever had is the Camper.
    Ditched my pricey Espace for a £300 metro ( Rover ), £90 insurance and 50mpg. just need to get OH to part fromher PT Cruiser 22mpbloodyg!! and it'll be great.
    Hope DD is OK. Going for a nice long walk to decide whether its going to be Kilimanjaro or cclimbing 2 13,000 peaks in the Atlas mountains ( ice axes and crampons ) for Charity next year. was def going to be Kili but the Atlas are only a third of the cost( and less Americans:p ) so more goes to the Charity.

    I used to have a metro, loved that car i did:D i know what you mean about petrol costs, it was costing him a bloomin fortune over £300 a month at height of petrol stuff and i would have justified it if it was the family car, but in all honesty it was for work stuff( again necessary ) but when you add up all the extras..totally not worth it.:o

    Sounds like you are going to be busy deciding. Good luck on the walking is persisting it down here again.:rotfl:
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    Blimey Pepe, just read that bit about the mountains - what an amazing adventure whichever you choose.
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • an expression I learnt in Lanarkshire not one we use either but always makes me laugh, I think it's just thick american tan tights.

    Great news on the car Bob and it seems the end is within reach now too.:T

    When we were younger, that was my brother's idea of Christmas pressies. He would go to the shop and buy 6 pairs of tights and 6 bars of choccy, tights for the ladies ( american tan) and chocs for the lads..:rotfl:
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • pepe2008
    pepe2008 Posts: 5,158 Forumite
    Blimey Pepe, just read that bit about the mountains - what an amazing adventure whichever you choose.

    Yeah , I think I've made my mind up. Kili is £1800, Jebel Toukbel is £679 for the lot....flights, guides, 4wd, ice equipment, 6 day accom and all meals and 2 days free in Marrakech. Raising £2000 is piece of p*ss for any body.

    Not using Fund Raising firm so just have to show proper accounts for legit expenses.......anyone else fancy a walk next November?
    :D:D stay wonky :D:D

    ....one-way ticket to Portugal booked !
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.