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BOB'S Cunning Plan

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Comments

  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You have such a lot on your plate, Bob, sorry there's a tough domestic scene too. I'll be thinking of you, will wait to see you come back online.

    Hugs.
    2023: the year I get to buy a car
  • beanielou
    beanielou Posts: 96,183 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Huggles hun
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
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  • aww hugs for you...know what you mean about the site - its gone weird! Just posted on weezles and its gone...
    sorry to hear that youre feeling down and having trouble with mr bob...hope you sort it soon....if things are really bad do you think he would consider marriage guidance? Can help but people do have to be prepared to do it which some arent!! This time of year is hard for all, esp us dfwers with the whole world going nuts over christmas....let me know if I can do anything to help...meanwhile big squidgy hug coming your way!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • taxi73
    taxi73 Posts: 20,815 Forumite
    Just sending you more hugs and hoping Drs went ok.
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Bob - just caught up on your thread, hope you are ok, sorry things are shitty at the mo - big hugs xx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • Thanks very much for all the supportive messages. It is appreciated and sorry for having a mood yesterday.

    Well it is DD1'S BIRTHDAY today and she is the grand old age of 22..It only seems like yesterday when she turned 18..lol. Pressies all received in time so she is a happy DD.

    DD2, has been to docs and it is looking like she has an arthritic condition like DD1. So blood tests tomorrow and a follow up dental appt as she was unwell enough to go to ours on Tuesday(yesterday..all get checkups together). Dentist was lovely and rebooked her for tomorrow and said if she wasn't fit enough to rebook again.

    I escaped last night and volunteered at guides again, so i managed to keep away from causing an argument as i felt there was enough going on in the house. I went to sisters tonight as i had another present to deliver there for nephew's fiance as it was her 21st yesterday..bloomin dear month November.

    I had to laugh today as i had paid of my credit card a while ago in a huff with them because they had reduced my limit for no good reason as i always kept a low balance on it or overpaid/ paid off in full. Letter today was increasing my limit..bananas the lot of them. I don't know what system they operate under but if anyone knows??? It was Halifax by the way.
    So that is all for now.
    Hope you are all well..xx
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Happy Birthday to your DD Bob!

    Banks have no logic to them at all! HSBC have the ability to make me want to laugh and cry all at the same time!

    Hope your feeling better x x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • Thanks pingu..i agree banks have no logic..lol
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • ZTD
    ZTD Posts: 24,327 Forumite
    Thanks pingu..i agree banks have no logic..lol

    Well I wouldn't say that exactly - it just looks like they have no logic.

    Banks want you to be in debt up to your eyeballs, but no further. They don't make money if you don't borrow anything, and they don't make money if you borrow too much. Somewhere in the middle, very close to "borrowing too much" is the "sweet spot". Which they go for relentlessly.

    Combined with minimum wage back office staff, overworked non-minimum wage backoffice staff, and Indian call centres all making decisions about you, and you have a recipe for bizarrity on a bizarre scale...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • True Z, i think in their case i will decline their kind offer..i knew i should have shut down the card, so will write a letter.
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
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