BOB'S Cunning Plan

boredofbeingathome

Forgot to add i paid another £168 off so will go and add to my total. £17 gone in from Quidco and I had a spend today (All vouchers) bought myself a new microwave in Argos sale..had to put £3 to it in the end, so not bad.

Hope everyone else has a good one.
Bob x

In_Search_Of_Me

well done you - nowt so satisfying as almost free stuff!! Lol re the garments - think I'd need a scaffold!! grrrr re oh and the cc - theyre just like children arent they eh!

boredofbeingathome

In_Search_Of_Me wrote: »

well done you - nowt so satisfying as almost free stuff!! Lol re the garments - think I'd need a scaffold!! grrrr re oh and the cc - theyre just like children arent they eh!

:rotfl: :rotfl: I am at the scaffold stage as well..i think i am well upholstered as my gran would say:rotfl:

He is a bit like a child at times, as he picked the car again to inform me:mad: thought i wouldn't argue ..err if you were in Tesco's car park sorry..but i did.lol:rolleyes:

beanielou

Try to train him to pay min by DD?

boredofbeingathome

beanielou wrote: »

Try to train him to pay min by DD?

I have tried and even signed him up for online banking..he lost a 0% deal recently because of the same thing and he managed to get another one, but i wonder if he can keep it up. Credit rating isn't shot yet, but i reckon the way things are going it soon will be.:o

Karmacat

Oh dear... sorry to hear this. Just popped in to see how you're doing.

In_Search_Of_Me

such a shame you cant have their lbm for them eh...sending hugs and positive vibes your way...and a gentle slap for mr bob!! baby bob says hi - hes just had a very nice sesame treat so is scurrying happily around his cage...

boredofbeingathome

:hello: Waves back at baby bob:D Glad he is nibbling on treat and not his mummy:cool:

Well i have had an unusual offer this morning. I recieved a statement from one of my 0% Credit cards and they are again offering another 0% transfer for 6 months. I have £500 spare as such on this card and i am tempted to have a little swizzle around with a few things as i also have another £80 clear in my account for overpayments.

I always procrastinate on these things because i am never actually sure they are a good deal. but it does give breathing space epecially after *boiler gate*

The card is PAYPAL credit card. I have decided that the sooner everything is gone the better so if all 0 % ( mr.B as well) then we will be far better off financially if we work together..if only i can persuade him to get to grips.:o I will have to dust off *bovver boots* and take over.

Have decided also to give up working on my course for the moment, it is modular so i can pick up later..but far too much time is going on it and i want to get to grips with as much extra work as i can possibly take on. I am so determined this year.

Hope everyone has a good day.
Bob x

Karmacat

As far as I understand it Bob, its a good idea to transfer say your £500 over to the 0% deal if you're paying more than the 0% + balance transfer fee on that £500 where it currently is. Like, if it was at 10% or something .... where's that debt currently, whats it at?

I can understand temporarily dropping a modular course ... that flexibility is the whole point of them, isn't it. And it could be a goal to aim for.

I *love* the look of your £20k in 2009 challenge, thats doing *really* well.

boredofbeingathome

I have an Argos card when 0% deal ends on that it will shoot upto 28.9% and they add interest onto the end. If i clear that ( which will be earlier than the deal end..March) should save me a tidy bit. The balance on that is now at £800 so i will only have to find £300. I am not sure of the BT rate yet..i have to look at it again.