the failure to build enough homes in recent years means uk house market could start a

StevieJ

mewbie wrote: »

Only accepted by morons. I wasn't speaking for them.

Are you saying last year the majority were morons, but this year they are not?

ad9898_3

StevieJ, you seem to be pretty bullish on these forums, whats your story ?, have you bought recently ?, I'm not being a p**ck, just interested as your views seem to be very much the minority.

Posters such as 'Realy' has bought recently but seems pretty much to be in the camp of falling prices, which given the evidence is a fairly safe bet.

mewbie_2

StevieJ wrote: »

Are you saying last year the majority were morons, but this year they are not?

They are still morons. That is how it works, a few intelligent people, and a vast mass of idiot sheep. They have not gained in intelligence, but even the most stupid of stupid animals when prodded enough, can get it into it's stupid fat head that something is happening. The stupid herd has slowly realised what is happening, and is slowly turning. The really really stupid ones are still trying to get on the ladder, but are failing to pass even the most simple of stupid tests - can you get a mortgage, can you afford it?

Hope I haven't overdone the tone of this...

Cat695

Now I am in no way an expert in any of this and don't claim to be....Let me just add my view and thoughts as a average single guy wanting to buy in the future...

First of all I still think your mad to buy now unless you get a very good deal!

Don't go near a new build...even if it was given to you be wary!

I don't see how the banks are going to start giving 100% mortgages again, certainly not for the next couple of years....or we will just head sraight back into where we are (thats if this bail out does help).

The way I see it Labour know they are in the Sh*t and are just trying to seem to be doing something so they can try and save themselves before the next election

From what i can see taxes will probably go up now to pay off the borrowed money for the bail out

In which case people will not be able to afford to borrow or they will borrow again and we'll just end up back where we are.....

Surely its better now to just ride it out than just keep borrowing more money

andys15

mewbie wrote: »

They are still morons. That is how it works, a few intelligent people, and a vast mass of idiot sheep. They have not gained in intelligence, but even the most stupid of stupid animals when prodded enough, can get it into it's stupid fat head that something is happening. The stupid herd has slowly realised what is happening, and is slowly turning. The really really stupid ones are still trying to get on the ladder, but are failing to pass even the most simple of stupid tests - can you get a mortgage, can you afford it?

Hope I haven't overdone the tone of this...

It is the idiot sheep as you put who run the economy. It is these idiot sheep who GB is aiming his "lack of homes" quotes at. Things have changed since the last crash in the 80s. We are not happy any longer going to the working mens club on a sat and going to blackpool for our holidays. We want our leather suites and big tvs, We want to be homeowners, and we want it to have curb appeal. If that means we can get a 100 per cent mortage to do it, we will.

lostinrates

An aquaintance of mine built a pair of semis on their farm (no land cost) for £65k in 2005. I wouldn't say they were charming looking, far from it sadly, but they were solidly built, GCH, double glazed, could do much worse for a family home. Of course, for them they were built to let. IIRC he got ITRO of £657-700 pcm month for them rental.

neverdespairgirl

andys15 wrote: »

Part of me agrees with high house prices, it creates ambition and makes people work harder(overtime, 2 jobs, getting better grades at school).

That's one of the silliest things I've read for quite some time.

How is making people work longer hours to live in the same types of places, less time for lesuire, friends and family, remotely a good thing?

Cat695

neverdespairgirl wrote: »

That's one of the silliest things I've read for quite some time.

How is making people work longer hours to live in the same types of places, less time for lesuire, friends and family, remotely a good thing?

I agree with you

I have no intentions of working like a slave when i leave the Army after 22 years. I've had enough stress since the age of 16 so I want to ENJOY my house and garden by spending time in it.....not bloody working harder to pay off the banks F*ck ups

andys15

neverdespairgirl wrote: »

That's one of the silliest things I've read for quite some time.

How is making people work longer hours to live in the same types of places, less time for lesuire, friends and family, remotely a good thing?

ok for a start i said part of me, i didn't specify how much of a part. It is called having appreciation for what you have achieved. If you need to work harder in order to get on the market, then it could be seen as a plus point in a person attitude. Would you not agree that working hard for something and then achieving it, does not give you satisfaction.

pickles110564

andys15 wrote: »

It is the idiot sheep as you put who run the economy. It is these idiot sheep who GB is aiming his "lack of homes" quotes at. Things have changed since the last crash in the 80s. We are not happy any longer going to the working mens club on a sat and going to blackpool for our holidays. We want our leather suites and big tvs, We want to be homeowners, and we want it to have curb appeal. If that means we can get a 100 per cent mortage to do it, we will.

And who is going to give out 100% mortgages?
These banks that have just been bailed out will not be that stupid again, well not for at least 10 or so years.