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Avoid Mbna Credit Card Company

245

Comments

  • smut_1_00
    smut_1_00 Posts: 3 Newbie
    campoal wrote: »
    Well thanks for the advice. I havent used the card for 6 months though. They must have put their interest up.


    I've had a card with MBNA/Virgin for about 5 years and they've just put my interest up to 29% without telling me. I only found out because I thought the interest I was getting chagred was outrageously high.

    After calling the centre and explaining that my interest to my knowledge was 15% I was then told that they had decided to put it up.

    I asked to be put through to the loyalty department but the guy in the call centre refused.
  • campoal
    campoal Posts: 5 Forumite
    smut_1_00 wrote: »
    I've had a card with MBNA/Virgin for about 5 years and they've just put my interest up to 29% without telling me. I only found out because I thought the interest I was getting chagred was outrageously high.

    After calling the centre and explaining that my interest to my knowledge was 15% I was then told that they had decided to put it up.

    I asked to be put through to the loyalty department but the guy in the call centre refused.



    Thats why I have been charged then. I knew that they were not the cheapest since taking over alliance and leicester (who i originally held the card with) but 29% is disgusting. I am going to pay my card off asap and cut it up!
  • mrcow
    mrcow Posts: 15,170 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Barclaycard are doing a 0% for 14 months and Capital One are doing 0% until Feb 2010 onbalance transfers both with a 3% fee if it's any help?
    "One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
    Because by then you've blown your chances. That's it."
  • campoal
    campoal Posts: 5 Forumite
    mrcow wrote: »
    Barclaycard are doing a 0% for 14 months and Capital One are doing 0% until Feb 2010 onbalance transfers both with a 3% fee if it's any help?

    Thanks, I will look into them.
  • maccaandclaire
    maccaandclaire Posts: 130 Forumite
    im thinking of going with mbna as they can take on my overdraft in my current account. Has anyone else done this? Was going to go with Egg Money card but because my computer crashed half way through the application process, they cant do anything as they say it is my fault it crashed!
    Freebies - Savvy Shopping Bag, Energy Saving Plug, Hugo Boss Sample
    Winnings - Dvd The Road sold on Ebay for a tenner :)
    :j
  • MABLE
    MABLE Posts: 4,249 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have been with MBNA for a few years now and find them brilliant. Always being offered promotional rates and got a free music system from them recently.
  • uktim29
    uktim29 Posts: 2,722 Forumite
    smut_1_00 wrote: »
    I asked to be put through to the loyalty department but the guy in the call centre refused.

    Is that because you invented such department and it doesn't actually exist?
  • maccaandclaire
    maccaandclaire Posts: 130 Forumite
    haha i thought exactly the same thing! :o
    Freebies - Savvy Shopping Bag, Energy Saving Plug, Hugo Boss Sample
    Winnings - Dvd The Road sold on Ebay for a tenner :)
    :j
  • THE_LONE_RANGER_4
    THE_LONE_RANGER_4 Posts: 1,675 Forumite
    CREDIT CARDS , the poor mans feel good factor in my book, been there had the lot no thanks , lets face it a credit card is for something you cant afford nothing to do with budgeting well i have one which is prepaid and loaded just before i leave for a holliday abroad , its a debit card for me or cash its the only way for you to keep financially healthy owe no one nowt.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    uktim29 wrote: »
    Is that because you invented such department and it doesn't actually exist?
    The MBNA customer loyalty department does exist, and can be contacted directly on 0800 783 1116.
This discussion has been closed.
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