Where Are You Transferring Your IceSave ISA's To?

harz99

Thanks for the reply KingL but does not answer the question and many of the rates posted in the threads are out of date today or will be in the next few days.

Anybody?

KingL

You could try online search engines like these

http://www.moneyfacts.co.uk/500.aspx?aspxerrorpath=/money/savings/default.aspx
http://www.fsa.gov.uk/tables/ (enter "tax free" in the questionnaire) to see ISAs

The market is currently mid-change given last week's BoE rate change. Unless you want to wait for all the dust to settle, you'll have to contend with changing deals, I'm afraid.

jd84

KingL wrote: »

I have just received a standard letter and form from Halifax which (sometimes tacitly) supports the views that

- you can pay Icesave transfer funds in before you receive the certificate
. (& they will pay interest on the funds from the date they receive them)
- Halifax will accept part-transfers in from Icesave
- there is some kind of rate guarantee from the point of opening the account
- a variable rate account is used (temporarily) as part of the account opening procedure

They still seem confused about what period you have to provide the certificate.

I'll scan it in later on.

---

edit: here they are

Letter

Form

.

Can you tell me what address they've asked you to send the certificate to?
Tried to take mine in branch today and they didn't have a clue what to do with it.

KingL

answer here http://forums.moneysavingexpert.com/showpost.html?p=16564175&postcount=2

Nala

drsue wrote: »

Have just spoken again - according to this chap it is an ISA promise (from any provider) for transfers that you get the rate for 60 days after you open it!
Confirmed 60 days for cert and funds.
He also confirmed branch staff don't know what they're doing!

I can also confirm that branch staff don't know what they're doing. I went into our city centre branch today and had to explain very slowly :rolleyes: that I had all the forms, what Icesave was (the woman saw my form and thought Halifax had a new ISA called Icesave!), and then had to sit there whilst she manged to find and read all the details they're been sent on their internal mail.

She wouldn't let us give her the cheque, we have the roll numbers, insisting that we have to wait until we get the certificates. Please correct me if I'm wrong, I really thought we could make the deposits and just present the certificates within 30 days?

I think we'll just wait until the certificates arrive and send everything off in the post.

harold123

KingL wrote: »

I have just received a standard letter and form from Halifax which (sometimes tacitly) supports the views that

- you can pay Icesave transfer funds in before you receive the certificate
. (& they will pay interest on the funds from the date they receive them)
- Halifax will accept part-transfers in from Icesave
- there is some kind of rate guarantee from the point of opening the account
- a variable rate account is used (temporarily) as part of the account opening procedure

They still seem confused about what period you have to provide the certificate.

I'll scan it in later on.

---

edit: here they are

Letter

Form

.

i have opened a fix rate isa with halifax, i explained i was with icesave etc and i haven't seen any kind of form or letter like this, i just received a basic welcome letter and a form to return. Nothing mentioned about transferring my isa from icesave... should i be worried?

KingL

Not sure. Maybe give them a call on the number in the letter ?

realaledrinker

Went into the Picadilly branch, Manchester (like a BIG branch!).

Girl on front desk clueless. Took advice & was told Icesave was a foreign bank so I couldn't transfer an ISA from them (?). Eventually a "manager" was summoned. I explained again all about Icesave, told him I had opened a FRISA over the phone & wanted to pick up a transfer form. "I am one of the managers here & know nothing about this" says he.

Eventually he rang up head office & was told I needed to bring in the Icesave certificate & fill in a transfer form & they would then write to my bank & request the transfer - even though I pointed out that the money was not now in an ISA account. Insisted I couldn't give him a cheque (per his phonecall).

I got back to the office, phoned Halifax & was told bank transfer or cheque was perfectly OK!!

Why is it, given that there is maybe £3bn of ISA money looking for a home, that no one in the rest of ISAland has a bl**dy clue about this?? :mad:

KingL

Tis nonsensical, to be sure. Have you tried waving the HMRC guidelines under their noses? http://www.hmrc.gov.uk/ISA/bulletin6-2008.htm

shaz77_2

I did a little research and standard life at 4.6% seems to be the best ISA to transfer into, can anyone suggest any better before I take the plunge?