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Earthgirl gets back on track!
Comments
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I would love to learn Welsh. I love the language and it would be pretty useful for me to do it. How you going about it?Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 370 -
I would love to learn Welsh. I love the language and it would be pretty useful for me to do it. How you going about it?15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
Again sorry for big delay in posting, not cause I am not doing much, I just don't seem to get a minute to myself!
I have made another op of £1000, and I have more money from tutoring to overpay.. I will make a trip to the bank next week. Annoyingly my local branch has closed and I have to go into the city to pay money in. Still, i'd rather it was decreasing my interest on my mortgage so I must go into the city.
I am pretty busy with tutoring and looking after the baby - I now do two clients per day normally - this is great for building up op's!
I have also managed to get marking for the summer, but nothing for January yet - but my boss filled in a reference for me so I may get some yet.
I have ordered a new sim - the orange £110 quidco cashback deal, so I will come in drastically underbudget for mobile phone spends - down to just £10 per year.It will also save me spending money using the landline, so I treated us to the £2 chocolate offer too! yum!
Today Im going to do some welsh,then tidy and manure the garden, so earthlet gets some fresh air.
btw he is enormous now - 3 months old yesterday!15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
Aw happy to hear you and earthlet doing good and well done on still being able to make those OPs whilst on mat leave!0
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Good to hear from you hunCurrently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Wow - you have been busy!
I wish I could speak better Welsh so may look at the website you are using, it is a very difficult language though. I think that must be why Welsh speakers add in a few english words to their sentences!
Well done on the tutoring, can't be easy with a 3 month old.
I saw the Orange offer too and DH contract ends in about 7 weeks and he was considering PAYG. I hadn't realised you could qualify for the cashback on Sim only so thank you for that.June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0 -
Thanks for the encouragement guys.
Everything going really well here got loads of jobs done over the weekend, not so much today as i've got 2 1/2 hours of tutition to do.
Tomorrow plan to sort out stores and do a top up shop.15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
Well I managed another op after paying in my tutoring money, so now only £9,300 to find! Wow!
I am starting to get a bit carried awway - even looking at where to buy my mortgage free champagne from!
I musn't loose focus, especially with
-electricity usage
-spending on frivolous items. I haven't actually done this, but feel I am on the edge of a splurge!
My focus this weekend and next week is the business and learning welsh.
Wish me luck!15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
Ooh - haven't checked in for ages - but lo and behold a chat about learning Welsh - which is my first language
Let me know if you need any help. We do use a lot of English words in between the Welsh, lol! For me it's usually because the Welsh version is longwinded and multi-syllabic and, if relating to something modern and technological, it just feels a bit contrived.
Right back to work!
Sparkly0 -
ah sparkly, I am Welsh but not Welsh speaking (only know bits learned from school) and now I finally know why you hear Welsh and English together - thank youJune 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0
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